4748 Crystal Trl, McHenry, IL 60050 Property Records

McHenry County property record for 4748 Crystal Trl, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,562 sqft · built 1994
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$188,500 (Jul 2017)
Tax Bill	$6,884 (2024)
Deeds & Mortgages	Aug 2017 Second Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03-129-028`

Property Details

APN / Parcel Number

Primary APN	`14-03-129-028`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	1,562 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4748 CRYSTAL TRL
City	MCHENRY
State	IL
Zip	60050-0500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0025316 LT 33 BLK 11 WINDING CREEK FIVE UNIT 5
Legal Subdivision	WINDING CREEK FIVE UNIT 5
Legal Block	11
Legal Lot Number	33
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1005
Census Tract	870813

Owner

4748 Crystal Trl is owned and occupied by an individual who bought it in July 2017.

Source: McHenry County records, as of June 30, 2025

Owner of Record	Individual Name on File
Mailing Address	4748 CRYSTAL TRL, MCHENRY, IL 60050-0500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Jul 11, 2017	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on File
Deed Sale	Jul 11, 2017 · Amount on File
Prior Sale	Jun 21, 1994 · Amount on File
Deed Document Number	201725316
Prior Transfer Date	May 1, 1994
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4748 CRYSTAL TRL, MCHENRY, IL 60050-0500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE CO OF MCHENRY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031775
Date	Aug 28, 2017
Instrument	2017R0031775

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 11, 2017
Property Address	4748 CRYSTAL TRL, MCHENRY, IL 60050-0500
Document Number	0000025316
Map Reference	DOC93R23329
Instrument Date	Jun 30, 2017
Instrument	2017R0025316
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4748 CRYSTAL TRL, 4748, MCHENRY, IL 60050-0500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4748 CRYSTAL TRL, MCHENRY, IL 60050-0500

Mortgage

Document Number	0000025317
Date	Jul 11, 2017
Instrument	2017R0025317

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Mortgage

Document Number	0000025318
Date	Jul 11, 2017
Instrument	2017R0025318

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,884.00	$89,794 Land $22,383 Building $67,411	$269,382 Land $67,149 Building $202,233
2022	Homeowner's exemption	$76,766 Land $18,357 Building $58,409	$230,298 Land $55,071 Building $175,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4748 Crystal Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4748 Crystal Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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