4748 Co Rd 228, Durango, CO 81301 Property Records

La Plata County property record for 4748 Co Rd 228, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,600 sqft · built 1978
Lot Size	29.7 acres (1,294,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jan 2007)
Tax Bill	$2,735 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5671-284-00-155`

Property Details

APN / Parcel Number

Primary APN	`5671-284-00-155`
Alternative APN	`R001123`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,600 sqft Living Area
Gross Area	3,172 sqft
1st Floor Area	1,924 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Lot Area	1,294,168 sqft
Garage Type	Attached
Garage Area	572 sqft
Deck Area	Deck Area
Patio Area	444 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R001123
Street Address	4748 COUNTY ROAD 228
City	DURANGO
State	CO
Zip	81301-7064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: A SECTION: 28 TOWNSHIP: 35 RANGE: 8 CAT 1 PROJ 83-16 4748 CR 228 DURANGO 81301
Legal Range	08
Legal Township	35
Legal Section	28
Legal Subdivision	DURANGO
Legal Tract	A
Legal Block	2
Legal Lot Number	A
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	2
Census Block	2015
Census Tract	970601

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4748 COUNTY ROAD 228, DURANGO, CO 81301-7064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit TBK BANK SSB
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Sep 28, 2018	Warranty Deed, Construction Loan · Line of Credit FIRST FARMERS&MERCHANTS ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2007 · Amount on Record
Deed Sale	Jan 22, 2007 · Amount on Record
Prior Sale	Feb 14, 2003 · Amount on Record
Deed Document Number	2007950296
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	May 12, 2026
Property Address	4748 COUNTY ROAD 228, DURANGO, CO 81301-7064
Document Number	0001254072
Instrument Date	May 5, 2026
Instrument	20261254072
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4748 COUNTY ROAD 228, DURANGO, CO 81301-7064
Investor	Possibly a Property Investor

Mortgage

Document Number	0001254072,
Date	May 12, 2026
Instrument	20261254072

Lender

Name	TBK BANK SSB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	May 15, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	4748 COUNTY ROAD 228, DURANGO, CO 81301-7064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001177633
Date	Sep 15, 2020
Instrument	1177633

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	85228

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 28, 2018
Property Address	4748 COUNTY ROAD 228, DURANGO, CO 81301-7064
Document Number	0001148602
Instrument Date	Sep 27, 2018
Instrument	1148602
Transaction Type	Construction Loan
Record Updated	Oct 12, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4926 COUNTY ROAD 228 DURANGO CO 813017064, DURANGO, CO 81301-7064

Mortgage

Document Number	1148808
Date	Sep 28, 2018
Instrument	1148808

Lender

Name	FIRST FARMERS&MERCHANTS ST BK
Type	Bank
Address	GRAND MEADOW, MN 55936

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 27, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,210 (-1.57%) Land $17,130 Building $28,080	$734,860 (-) Land $278,440 Building $456,420
2025	$2,735.00 (+15.4%)	$45,930 (+9.78%) Land $17,400 Building $28,530	$734,860 (+17.65%) Land $278,440 Building $456,420
2024	$2,370.00 (+21.48%)
2023	$1,951.00 (+13.23%)	$41,840 (+14.32%) Land $22,020 Building $19,820	$624,590 (+18.59%) Land $328,700 Building $295,890
2022	$1,723.00	$36,600 Land $17,370 Building $19,230	$526,700 Land $249,980 Building $276,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
AlignTec Fixed Wireless	50 / 25

May also be available: Verizon, Visionary Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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