4748 Bowerwood Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4748 Bowerwood Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,244 sqft · built 1957
Lot Size	0.249 acres (10,842 sqft)
Owner	Individual Name on File
Tax Bill	$7,555 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-0275-002-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0275-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,244 sqft Living Area
1st Floor Area	1,878 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,842 sqft (0.249 acres)
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4748 BOWERWOOD DR
City	CARMICHAEL
State	CA
Zip	95608-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GREENWOOD ESTATES 02, LOT 81
Legal Subdivision	GREENWOOD ESTATES 02
Legal Lot Number	81
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4006
Census Tract	5801

Owner

4748 Bowerwood Dr is owned and occupied by an individual who acquired it in September 2021.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4748 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2024	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Sep 21, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, SPRUCE TITLE COMPANY
Sep 21, 2021	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Apr 29, 2021	Grant Deed, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021
Deed Sale	Sep 21, 2021
Prior Sale	Sep 21, 2021 · Amount on File
Deed Document Number	20211751
Deed Book / Page	20210921 / 1751
Prior Transfer Date	Sep 16, 2021
Prior Transfer Doc	0000001751
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4748 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4748 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001021
Date	Jul 23, 2024
Instrument	202407231021

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 21, 2021
Property Address	4748 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Document Number	0000001751
Map Reference	MB 42 MAP 22
Instrument Date	Sep 16, 2021
Instrument	2021092101751
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	NOT AVAILABLE, SPRUCE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4748 BOWERWOOD DR, CARMICHAEL, CA 95608-5604

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 21, 2021
Property Address	4748 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Document Number	0000001750
Map Reference	MB 42 MAP 22
Instrument Date	Sep 3, 2021
Instrument	2021092101750
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4748 BOWERWOOD DR, CARMICHAEL, CA 95608-5604

Mortgage

Document Number	0000001752
Date	Sep 21, 2021
Instrument	2021092101752

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 29, 2021
Property Address	4748 BOWERWOOD DR, CARMICHAEL, CA 95608-5604
Document Number	0000001957
Map Reference	MB 42 MAP 22
Instrument Date	Apr 22, 2021
Instrument	202104291957
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,091 (+2%) Land $151,540 Building $491,551
2025	$7,555.00 (+0.96%)	$630,482 (+4.04%) Land $148,569 Building $481,913
2024	$7,483.00 (+2.61%)
2023	$7,293.00 (+8.53%)	$606,000 Land $142,800 Building $463,200
2022	$6,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4748 Bowerwood Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4748 Bowerwood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Also Mapped Here	SACRAMENTO SUBURBAN WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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