Erie County and Lancaster Town property record for 4747 Transit Rd, Lancaster, NY 14086
| Property Type | Bank, Financial Building |
|---|---|
| Details | 5,152 sqft · built 1992 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $6,800,000 (Feb 2014) |
| Tax Bill | $28,436 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2024 Assignment |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.46-1-44.1 |
| Primary APN | 145289 126.46-1-44.1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,152 sqft Gross Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 140 ft deep x 161 ft wide |
| Canopy | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4747 TRANSIT RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | REAR LAND AND FLOOD PLAIN PROPERTY OFFICE BLDG |
| Legal Subdivision | BUFALLO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 44.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 14207 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 90 EARHART DR, 6, BUFFALO, NY 14221-7802 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage SECURITY MUTUAL LIFE INSURANCE COMPANY O |
| Apr 11, 2024 | Assignment of Lease, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2014 · Amount on Record |
| Deed Sale | Feb 13, 2014 · Amount on Record |
| Deed Document Number | 201430783 |
| Deed Book / Page | 11260 / 4849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4747 TRANSIT RD, LANCASTER, NY 14086 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0141229244 |
|---|---|
| Date | Apr 11, 2024 |
| Book Page | 14122/9244 |
| Instrument | 2024057881 |
| Name | SECURITY MUTUAL LIFE INSURANCE COMPANY O |
|---|---|
| Type | Non-Lending Institution |
| Address | BINGHAMTON, NY 13901 |
| Amount | Amount Recorded |
|---|
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 11, 2024 |
| Property Address | 4747 TRANSIT RD, LANCASTER, NY 14086 |
| Document Number | 0114298768 |
| Book / Page | 11429 / 8768 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 2024057882 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 98 BROADVIEW AVE # 227, 227, PURCHASE, NY 10577-1919 |
| Name | Verified Name |
|---|---|
| Address | 100 COURT ST, BINGHAMTON, NY 13901-3528 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,436.00 (+125.63%) | ||
| 2025 | $12,603.00 (-54.1%) | $1,050,000 (-) Land $165,000 Building $885,000 | $1,640,625 (+12.5%) Land $257,812 Building $1,382,813 |
| 2024 | $27,458.00 | $1,050,000 (-) Land $165,000 Building $885,000 | $1,458,300 (+4.16%) Land $229,161 Building $1,229,139 |
| 2023 | $1,050,000 Land $165,000 Building $885,000 | $1,400,000 Land $220,000 Building $1,180,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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