4747 Bonne Terre Dr, Nesbit, MS 38651 Property Records

DeSoto County property record for 4747 Bonne Terre Dr, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,368 sqft · built 2007
Lot Size	0.453 acres (19,738 sqft)
Owner	Individual Name on File
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-08-3-08-04-0-00003-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-3-08-04-0-00003-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,368 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,738 sqft (0.453 acres)
Lot Dimensions	211 ft deep x 82 ft wide
Patio Area	260 sqft

Location & Zoning

Street Address	4747 BONNE TERRE DR
City	NESBIT
State	MS
Zip	38651-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BONNE TERRE S/D SEC A LOT 3
Legal Range	08
Legal Township	02
Legal Section	08
Legal Subdivision	BONNE TERRE S/D
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	70221

Owner

4747 Bonne Terre Dr is owned and occupied by an individual who acquired it in December 2021.

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4747 BONNE TERRE DR, NESBIT, MS 38651-8208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST COMPANY
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP
Sep 13, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021
Deed Sale	Dec 9, 2021
Prior Sale	Apr 28, 2021
Deed Document Number	0000981274
Deed Book / Page	981 / 274
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4747 BONNE TERRE DR, NESBIT, MS 38651-8208
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004964/34
Date	Jun 10, 2020
Book Page	4964/34

Lender

Name	GUARANTY BANK & TRUST COMPANY
Type	Non-Lending Institution
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 9, 2021
Property Address	4747 BONNE TERRE DR, NESBIT, MS 38651-8208
Document Number	000981/274
Book / Page	981 / 274
Map Reference	MB 90 PG 12&13
Instrument Date	Dec 8, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4631 STONE PARK BLVD, 4631, OLIVE BRANCH, MS 38654-6983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4747 BONNE TERRE DR, NESBIT, MS 38651-8208

Mortgage

Document Number	0005417503
Date	Dec 9, 2021
Instrument	5417/503

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 28, 2021
Property Address	4747 BONNE TERRE DR, NESBIT, MS 38651-8208
Document Number	000956/110
Book / Page	956 / 110
Map Reference	MB 90 PG 12-13
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7481 WIKY ROAD, 7481, GERMANTOWN, TN 38138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4747 BONNE TERRE DR, NESBIT, MS 38651-8208

Mortgage

Document Number	0005224297
Date	Apr 28, 2021
Instrument	5224/297

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 13, 2017
Property Address	4747 BONNE TERRE DR, NESBIT, MS 38651-8208
Document Number	20170913010261770
Map Reference	PL 90 PG 12-13
Instrument Date	Aug 30, 2017
Instrument	20170913010261770
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 LIME CREEK DR, 2009, CHELSEA, AL 35043-1107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4747 BONNE TERRE DR, NESBIT, MS 38651-8208

Mortgage

Document Number	20170913010261780
Date	Sep 13, 2017
Instrument	20170913010261780

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4747 Bonne Terre Dr was $3,434.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,434.00	$41,140 Land $6,000 Building $35,140	$411,396 Land $60,000 Building $351,396
2023	$3,041.00	$30,418	$304,184 Land $60,000 Building $244,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4747 Bonne Terre Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2004–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4747 Bonne Terre Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYS WATER ASSOCIATION public/private · serves 2,825 people · EPA ID MS0170005
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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