Adair County property record for 474677 E 611 Rd, Watts, OK 74964
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1995 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (May 2026) |
| Tax Bill | $1,891 (2025) |
| Deeds & Mortgages | Feb 2009 Mortgage Mar 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-07-019-026-0-038-00 |
| Primary APN | 0000-07-019-026-0-038-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 1,440 sqft |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 192 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 9501 |
|---|---|
| Street Address | 474677 E 611 RD |
| City | WATTS |
| State | OK |
| Zip | 74964-6861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NE SW SE, BEG @ SW COR OF NE SW SE, N0^00'41 W & ALONG W LINE OF NE SW SE 269.80', E 238.24' S22^13'47" W 290.52', S89^ |
| Legal Range | 26E |
| Legal Township | 19N |
| Legal Section | 07 |
| Legal Subdivision | SEC |
| Jurisdiction | ADAIR OK |
| Township / Civil Division | WATTS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 376600 |
Source: Adair County records · APN 0000-07-019-026-0-038-00
Assessment roll updated February 20, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 474677 E 611 RD, WATTS, OK 74964-6861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 02, 2009 | Deed of Trust, Mortgage · FHA Mortgage LEND AMERICA |
| Mar 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| May 05, 2026 | Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL |
| Jan 05, 2022 | Warranty Deed, Transfer · VA Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Mar 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Aug 30, 2017 | Special Warranty Deed, Transfer |
| Aug 10, 2017 | Special Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2026 · Amount on Record |
| Deed Sale | May 05, 2026 · Amount on Record |
| Prior Sale | Jan 05, 2022 · Amount on Record |
| Deed Document Number | 20261464 |
| Deed Book / Page | 651 / 766 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR OK |
| Property Address | 474677 E 611 RD, WATTS, OK 74964-6861 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000451/023 |
|---|---|
| Date | Feb 02, 2009 |
| Book Page | 0451/023 |
| Instrument | 2009-000299 |
| Name | LEND AMERICA |
|---|---|
| Type | Lending Institution |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR OK |
| Property Address | 474677 E 611 RD, WATTS, OK 74964-6861 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000543/197 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 0543/197 |
| Instrument | 2018-000752 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | May 05, 2026 |
| Property Address | 474677 E 611 RD, WATTS, OK 74964-6861 |
| Document Number | 0000001464 |
| Book / Page | 651 / 766 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20261464 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,845.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 474677 E 611 RD, WATTS, OK 74964-6861 |
| Document Number | 0000001465, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 20261465 |
| Name | GENEVA FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Jan 05, 2022 |
| Property Address | 474677 E 611 RD, WATTS, OK 74964-6861 |
| Document Number | 000589/825 |
| Book / Page | 589 / 825 |
| Instrument Date | Dec 27, 2021 |
| Instrument | I-2022-000024 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 474677 E 611 RD, WATTS, OK 74964-6861 |
| Document Number | I2022000025 |
|---|---|
| Date | Jan 05, 2022 |
| Instrument | I-2022-000025 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR OK |
| Property Address | 474677 E 611 RD, WATTS, OK 74964-6861 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0543/197 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 0543/197 |
| Instrument | 2018-000752 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Aug 30, 2017 |
| Property Address | 474677 E 611 RD, WATTS, OK 74964-6861 |
| Document Number | 000537/364 |
| Book / Page | 0537 / 364 |
| Instrument Date | Aug 07, 2017 |
| Instrument | 2017-002088 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23365 RAINES RD, SILOAM SPRINGS, AR 72761-4804 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Aug 10, 2017 |
| Property Address | 474677 E 611 RD, WATTS, OK 74964-6861 |
| Document Number | 000536/747 |
| Book / Page | 0536 / 747 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 2017-001904 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23365 RAINES RD, SILOAM SPRINGS, AR 72761-4804 |
Source: Adair County records · Assessment roll updated February 20, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Adair County |
| Unified School District | Watts Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,891.00 (+0.64%) Homeowner's exemption | $26,903 (+0.65%) Land $1,297 Building $25,606 | $224,189 (-6.34%) Land $10,810 Building $213,379 |
| 2024 | $1,879.00 (-0.16%) Homeowner's exemption | $26,730 (+3.73%) Land $1,297 Building $25,433 | $239,374 (+11.47%) Land $10,810 Building $228,564 |
| 2023 | $1,882.00 | $25,769 Land $1,297 Building $24,472 | $214,744 Land $10,810 Building $203,934 |
Source: FEMA National Flood Hazard Layer as of November 26, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (2011–2022) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | May 2022 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | High above 72% of the US · lower than 61% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ozarks Electric Cooperative Fiber | 2,500 / 2,500 |
Based on FCC filings for 10 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATTS serves 316 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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