Jefferson County property record for 4746 Rosser Loop Dr, Bessemer, AL 35022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,638 sqft · built 2009 |
| Lot Size | 0.191 acres (8,318 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,900 (Jul 2010) |
| Tax Bill | $1,223 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-00-30-4-000-020.013 |
| Primary APN | 38-00-30-4-000-020.013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 1,638 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,318 sqft (0.191 acres) |
| Lot Dimensions | 152 ft deep x 40.3 ft wide |
| Garage Area | 395 sqft |
| Porch | Open Porch |
| Porch Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80932 |
|---|---|
| Street Address | 4746 ROSSER LOOP DR |
| City | BESSEMER |
| State | AL |
| Zip | 35022-6174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG |
| Legal Description | LOT 120 ROSSER COVE PHASE 4 43/43 |
| Legal Range | 04W |
| Legal Township | 19S |
| Legal Section | 30 |
| Legal Subdivision | ROSSER COVE PHASE 4 |
| Legal Phase | 4 |
| Legal Lot Number | 120 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 14105 |
4746 Rosser Loop Dr is owned and occupied by an individual who bought it in July 2010.
Source: Jefferson County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4746 ROSSER LOOP DR, BESSEMER, AL 35022-6174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST FEDERAL CREDIT UNION |
| Jul 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS FIRST FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2010 · Amount on File |
| Deed Sale | Jul 9, 2010 · Amount on File |
| Deed Book / Page | 201005 / 26506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 4746 ROSSER LOOP DR, BESSEMER, AL 35022-6174 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4746 ROSSER LOOP DR, BESSEMER, AL 35022-6174 |
| Document Number | 0000015220 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 2024015220 |
| Name | AMERICAS FIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 4746 ROSSER LOOP DR, BESSEMER, AL 35022-6174 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4746 ROSSER LOOP DR, BESSEMER, AL 35022-6174 |
| Document Number | 0000074284 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022074284 |
| Name | AMERICAS FIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
The 2025 property tax bill for 4746 Rosser Loop Dr was $1,223 with a homeowner's exemption, down 1.8% from the year before.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,223.00 (-1.77%) Homeowner's exemption | $25,480 | $254,800 Land $90,000 Building $164,800 |
| 2024 | $1,245.00 | ||
| 2023 | $24,680 Land $9,000 Building $15,680 | $246,800 Land $90,000 Building $156,800 | |
| 2022 | $1,022.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4746 Rosser Loop Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1983–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4746 Rosser Loop Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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