4746 Lonestone Cir, Katy, TX 77449 Property Records

Harris County property record for 4746 Lonestone Cir, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 2005
Lot Size	0.188 acres (8,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,743 (Aug 2026)
Tax Bill	$6,599 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125-269-001-0038`

Property Details

APN / Parcel Number

Primary APN	`125-269-001-0038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,180 sqft (0.188 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1252690010038
Street Address	4746 LONESTONE CIR
City	KATY
State	TX
Zip	77449-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 38 BLK 1 WINDSTONE COLONY SEC 7
Legal Subdivision	WINDSTONE COLONY SEC 7
Legal Block	1
Legal Lot Number	38
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3003
Census Tract	542104

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4746 LONESTONE CIR, KATY, TX 77449-1540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2021	Warranty Deed, Transfer
Aug 12, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SVCS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Apr 21, 2021
Deed Document Number	2026336008
Prior Transfer Date	Jul 7, 2005
Prior Transfer Doc	000Y623327
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 18, 2026
Property Address	4746 LONESTONE CIR, KATY, TX 77449-1540
Document Number	0000336008
Instrument Date	Aug 14, 2026
Instrument	2026336008
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4746 LONESTONE CIR, KATY, TX 77449-1540

Mortgage

Document Number	0000336009,
Date	Aug 18, 2026
Instrument	2026336009

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 21, 2021
Property Address	4746 LONESTONE CIR, KATY, TX 77449-1540
Document Number	0000214098
Map Reference	MF 556006
Instrument Date	Apr 1, 2021
Instrument	2021-214098
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13115 ROSSTOWN DR, SUGAR LAND, TX 77478-6003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13115 ROSSTOWN DR, SUGAR LAND, TX 77478-6003

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 12, 2019
Property Address	4746 LONESTONE CIR, KATY, TX 77449-1540
Document Number	0000350834
Instrument Date	Aug 9, 2019
Instrument	350834
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13115 ROSSTOWN DR SUGAR LAND TX 774786003, SUGAR LAND, TX 77478-6003

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4746 LONESTONE CIR, KATY, TX 77449-1540
Document Number	0000284877
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4746 LONESTONE CIR KATY TX 774491540, KATY, TX 77449-1540

Mortgage

Document Number	0000284877
Date	Jun 26, 2018
Instrument	284877

Lender

Name	FIRST SVCS CU
Address	HOUSTON, TX 77084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,628 (+5.06%) Land $82,786 Building $192,842	$275,628 (+5.06%) Land $82,786 Building $192,842
2025	$6,599.00 (-0.39%)	$262,350 (-3.01%) Land $82,786 Building $179,564	$262,350 (-3.01%) Land $82,786 Building $179,564
2024	$6,625.00 (+256.57%)
2023		$270,493 Land $82,786 Building $187,707	$270,493 Land $82,786 Building $187,707
2022	$1,858.00 (+31.68%)
2020	$1,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 284 serves 4,506 people · EPA ID TX1013114
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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