4746 Elm Tree Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4746 Elm Tree Dr, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,650 sqft Living Area
Lot Size9,481 sqft (0.218 acres)
OccupancyOwner Occupied
Last Sale$555,000 (2018)
Tax Bill$7,185.00 (2025)

Property Details

APN / Parcel Number

Primary APN163-490-43-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,650 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch Style
Exterior MaterialStucco Exterior
Roof MaterialTile Roof
Lot Area9,481 sqft (0.218 acres)
Depth X Width124 ft x 76 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4746 ELM TREE DR
CityOCEANSIDE
StateCA
Zip92056-3519
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 49 TR 009403
Legal SubdivisionREGENCY HILLS-OCEANSIDE
Legal Tract009403
Legal Block1
Legal Lot Number49
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1014
Census Tract19403

Owner

Source: San Diego County records · APN 163-490-43-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4746 ELM TREE DR, OCEANSIDE, CA 92056-3519
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
May 03, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2018 · Amount on Record
Deed SaleMay 03, 2018 · Amount on Record
Prior SaleOct 08, 2004 · Amount on Record
Deed Doc Number2018177770
Last Transfer DateOct 31, 2024
Transfer Doc0000330176
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4746 ELM TREE DR, OCEANSIDE, CA 92056-3519
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000267274
DateMay 27, 2020
Instrument2020-0267274
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateJun 01, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.87%
Index1-Year CMT
Max Rate8.87%

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 03, 2018
Property Address4746 ELM TREE DR, OCEANSIDE, CA 92056-3519
Document Number0000177770
Instrument DateApr 05, 2018
Instrument177770
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$610.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4746 ELM TREE DR OCEANSIDE CA 920563519, OCEANSIDE, CA 92056-3519

Mortgage

Document Number177771
DateMay 03, 2018
Instrument177771
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 02, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$644,119 (+2%) Land $326,121 Building $317,998
2025$7,185.00 (+8.65%)$631,490 (+4.04%) Land $319,727 Building $311,763
2023$6,613.00 (+0.24%)$606,969 Land $307,312 Building $299,657
2022$6,597.00

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