St. Louis County property record for 4746 Dow Rd, Saginaw, MN 55779
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 624 sqft · built 1960 |
| Lot Size | 0.504 acres (21,958 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $816 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 380-0095-00230 |
| Primary APN | 380-0095-00230 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 624 sqft Gross Area |
| 1st Floor Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Rustic |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 21,958 sqft (0.504 acres) |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|
| Account Number | 69472 |
|---|---|
| Street Address | 4746 DOW RD |
| City | SAGINAW |
| State | MN |
| Zip | 55779-9769 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | RES |
| Legal Description | LOT: 0023 BLOCK:000 SERIAL # |
| Legal Subdivision | GRIGG ADD TO GRAND LAKE |
| Legal Lot Number | 23 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GRAND LAKE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11102 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 750 BRECHNER TER, DELTONA, FL 32738-7703 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Grand Lake Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $816.00 (+3.29%) | ||
| 2025 | $790.00 (+20.06%) | $82,700 (-0.48%) Land $70,700 Building $12,000 | $82,700 (-0.48%) Land $70,700 Building $12,000 |
| 2024 | $658.00 | $83,100 (+54.17%) Land $70,700 Building $12,400 | $83,100 (+54.17%) Land $70,700 Building $12,400 |
| 2022 | $53,900 Land $49,300 Building $4,600 | $53,900 Land $49,300 Building $4,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2009–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
May also be available: Verizon.
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