4746 Circle Dr, Florence, AL 35630 Property Records

Lauderdale County property record for 4746 Circle Dr, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,755 sqft · built 1976
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 2024)
Tax Bill	$752 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-03-05-0-003-020-000`

Property Details

APN / Parcel Number

Primary APN	`23-03-05-0-003-020-000`
Alternative APNs	`052152` `104609` `19690` `52152`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	1,755 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	120 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	104609
Street Address	4746 CIRCLE DR
City	FLORENCE
State	AL
Zip	35630-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	120 X 143 IRR RESURVEY OF A PORTION OF LAKESIDE HIGHLANDS BLK F LOT 9 .38 AC/C PB 3 PG 161 SEC 05 T3S R10W
Legal Range	10W
Legal Township	03S
Legal Section	05
Legal Subdivision	LAKESIDE HIGHLANDS RESURVEY
Legal Block	F
Legal Lot Number	9
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3045
Census Tract	10800

Owner

Source: Lauderdale County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4746 CIRCLE DR, FLORENCE, AL 35630-3243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 27, 2021	Warranty Deed, Transfer · VA Mortgage PROGRESS BANK & TRUST
Jun 22, 2020	Survivorship Deed, Transfer · Conventional Mortgage LISTERHILL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Nov 4, 2022 · Amount on Record
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	2016/53446
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 4, 2022
Property Address	4746 CIRCLE DR, FLORENCE, AL 35630-3243
Document Number	2022/58790
Book / Page	2022 / 58790
Map Reference	MB 3 PG 161
Instrument Date	Nov 3, 2022
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 HIGHLAND CIR, 509, FLORENCE, AL 35630-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4746 CIRCLE DR, FLORENCE, AL 35630-3243

Mortgage

Document Number	0202258792
Date	Nov 4, 2022
Instrument	2022/58792

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 27, 2021
Property Address	4746 CIRCLE DR, FLORENCE, AL 35630-3243
Document Number	2021/33851
Book / Page	2021 / 33851
Map Reference	MB 3 PG 161
Instrument Date	May 26, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 MCDOWELL RD, 345, RUSSELLVILLE, AL 35654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4746 CIRCLE DR, FLORENCE, AL 35630-3243

Mortgage

Document Number	202133853202133853
Date	May 27, 2021
Instrument	2021/33853202133853

Lender

Name	PROGRESS BANK & TRUST

Agreement

Type	VA Mortgage
Amount	Amount Recorded

June 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 22, 2020
Property Address	4746 CIRCLE DR, FLORENCE, AL 35630-3243
Document Number	2020/29366
Book / Page	2020 / 29366
Map Reference	MB 3 PG 161
Instrument Date	Jun 18, 2020
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 STONEBURY CT, 101, MADISON, AL 35758-8022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 OLD LEE HWY, TUSCUMBIA, AL 35674-3541

Mortgage

Document Number	202029368
Date	Jun 22, 2020
Instrument	2020/29368

Lender

Name	LISTERHILL CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$752.00 (+21.68%) Homeowner's exemption	$16,680 (+1,245.16%)	$170,520 (+22.27%) Land $15,500 Building $155,020
2023	$618.00 (+23.11%) Homeowner's exemption	$1,240 (-89.29%) Land $1,240	$139,460 (+20.43%) Land $12,400 Building $127,060
2022	$502.00 Homeowner's exemption	$11,580	$115,800 Land $13,800 Building $102,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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