4745 Union Ter, Springfield, OR 97478 Property Records

Lane County property record for 4745 Union Ter, Springfield, OR 97478 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,036 sqft · built 1948
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$179,200 (Jul 2018)
Tax Bill$1,998 (2025)
Deeds & MortgagesMay 2021 Mortgage
Nov 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN18-02-05-12-01803-000

Property Details

APN / Parcel Number

Primary APN18-02-05-12-01803-000
Alternative APN
  • 0562155

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,036 sqft Finished Area
1st Floor Area1,036 sqft

Exterior

Year BuiltBuilt 1948
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number0562155
Street Address4745 UNION TER
CitySPRINGFIELD
StateOR
Zip97478-6783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWN/RNG/MER:SEC 05 TWN 18 RNG 02
Legal Range02W
Legal Township18S
Legal Section05
Legal QuarterNE
Quarter-Quarter SectionNW
Legal SubdivisionLAND PARTITION 97-P0941
Legal Lot Number1803
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group1
Census Block1000
Census Tract1904

Owner

Source: Lane County records · APN 18-02-05-12-01803-000

Assessment roll updated September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4745 UNION TER, SPRINGFIELD, OR 97478-6783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 07, 2021Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING INC
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
JFQ LENDING INC
Mar 10, 2023Deed of Trust, Mortgage · Closed-End Mortgage
OREGON COMMUNITY CU
Mar 20, 2019Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING INC
Nov 20, 2019Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING INC
Jul 28, 2020Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING INC
Jul 19, 2018Warranty Deed, Transfer · FHA Mortgage
RANLIFE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2018 · Amount on Record
Deed SaleJul 19, 2018 · Amount on Record
Prior SaleDec 30, 2016 · Amount on Record
Deed Document Number2018-033583
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address4745 UNION TER, SPRINGFIELD, OR 97478-6783
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031392
DateMay 07, 2021
Instrument2021-031392
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address4745 UNION TER, SPRINGFIELD, OR 97478-6783
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4745 UNION TER, SPRINGFIELD, OR 97478-6783

Mortgage

Document Number0000072254
DateNov 17, 2021
Instrument2021-072254
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85256
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address4745 UNION TER, SPRINGFIELD, OR 97478-6783
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4745 UNION TER, SPRINGFIELD, OR 97478-6783

Mortgage

Document Number0000006177
DateMar 10, 2023
Instrument2023-006177
Lender
NameOREGON COMMUNITY CU
TypeCredit Union
AddressSPRINGFIELD, OR 97475
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term120 Months
DueMar 10, 2033

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address4745 UNION TER, SPRINGFIELD, OR 97478-6783
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010187
DateMar 20, 2019
Instrument2019-010187
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85260
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueApr 01, 2048

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address4745 UNION TER, SPRINGFIELD, OR 97478-6783
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053128
DateNov 20, 2019
Instrument2019-053128
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address4745 UNION TER, SPRINGFIELD, OR 97478-6783
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040901
DateJul 28, 2020
Instrument2020-040901
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateJul 19, 2018
Property Address4745 UNION TER, SPRINGFIELD, OR 97478-6783
Document Number0000033583
Instrument DateJul 18, 2018
Instrument33583
Transaction TypeTransfer
Record UpdatedAug 07, 2018
Title CompanyCASCADE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$179.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4745 UNION TER SPRINGFIELD OR 974786783, SPRINGFIELD, OR 97478-6783

Mortgage

Document Number33584
DateJul 19, 2018
Instrument33584
Lender
NameRANLIFE
AddressSANDY, UT 84070
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2048

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 19 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,998.00 (+6.16%)$108,982 (+6.09%)$289,491 (+3.6%) Land $89,097 Building $200,394
2023$1,882.00 (+3.41%)$102,727 (+3%)$279,432 (+4.5%) Land $69,080 Building $210,352
2022$1,820.00$99,735$267,390 Land $69,080 Building $198,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Oregon
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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