Jefferson County property record for 4745 Ter R, Birmingham, AL 35208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1925 |
| Lot Size | 0.154 acres (6,720 sqft) |
| Owner | Company Name on File |
| Last Sale | $50,751,652 (Jul 2023) |
| Tax Bill | $582 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jan 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-00-08-2-015-012.000 |
| Primary APN | 29-00-08-2-015-012.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,720 sqft (0.154 acres) |
| Lot Dimensions | 140 ft deep x 48 ft wide |
| Garage Area | 351 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | Deck Area |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 388641 |
|---|---|
| Street Address | 4745 TERRACE R |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35208-4520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 12 EXC NLY 2 FT BLK 28 CENTRAL PARK LAND COMPANYS SECOND SURVEY |
| Legal Range | 03W |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Subdivision | CENTRAL PARK LD CO 29-7&8 |
| Legal Block | 28 |
| Legal Lot Number | 12 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 3802 |
Source: Jefferson County records, as of April 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 790 MONTCLAIR RD, 215, BIRMINGHAM, AL 35213-1966 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 10, 2023 | Warranty Deed, Transfer · Commercial Mortgage LENDINGONE |
| Jan 1, 2020 | Loan Modification, Mortgage CADENCE BK NA |
| Dec 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on File |
| Deed Sale | Jul 10, 2023 · Amount on File |
| Prior Sale | Dec 27, 2019 · Amount on File |
| Deed Document Number | 202364226 |
| Prior Transfer Date | Aug 12, 2015 |
| Prior Transfer Doc | 201564/18234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jul 10, 2023 |
| Property Address | 4745 TERRACE R, BIRMINGHAM, AL 35208-4520 |
| Document Number | 0000064226 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023064226 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 790 MONTCLAIR RD STE 215, 215, BIRMINGHAM, AL 35213-1966 |
| Investor | Possibly a Property Investor |
| Document Number | 0000064227 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023064227 |
| Name | LENDINGONE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 114 Months |
| Due | Jan 1, 2033 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 4745 TERRACE R, BIRMINGHAM, AL 35208-4520 |
| Document Number | 0000125669 |
| Instrument Date | Jan 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 OFFICE PARK CIR #215 MOUNTAIN BROOK AL 352232543, 215, MOUNTAIN BROOK, AL 35223-2543 |
| Investor | Possibly a Property Investor |
| Document Number | 0000125669 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 125669 |
| Name | CADENCE BK NA |
|---|---|
| Address | HOUSTON, TX 77210-4931 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 2, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Dec 27, 2019 |
| Property Address | 4745 TERRACE R, BIRMINGHAM, AL 35208-4520 |
| Document Number | 0000134685 |
| Instrument Date | Oct 20, 2019 |
| Instrument | 2019134685 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 790 MONTCLAIR RD # 215, 215, BIRMINGHAM, AL 35213-1966 |
| Investor | Possibly a Property Investor |
| Document Number | 0000134686 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019134686 |
| Name | CADENCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Birmingham City |
| County | Jefferson County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $582.00 (-0.17%) | $8,040 (-) | $40,200 (-) Land $14,400 Building $25,800 |
| 2024 | $583.00 (+21.71%) | ||
| 2023 | $8,040 (+21.45%) Land $2,880 Building $5,160 | $40,200 (+21.45%) Land $14,400 Building $25,800 | |
| 2022 | $479.00 | $6,620 Land $2,900 Building $3,720 | $33,100 Land $14,500 Building $18,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 16 (1979–2011) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Sep 2011 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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