4745 Section Rd, Ottawa Lake, MI 49267 Property Records

Monroe County property record for 4745 Section Rd, Ottawa Lake, MI 49267

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,520 sqft · built 1956
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,485 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-036-023-00`

Property Details

APN / Parcel Number

Primary APN	`15-036-023-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	2,520 sqft Living Area
1st Floor Area	2,520 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	73,181 sqft (1.68 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Utility Building	884 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4745 SECTION RD
City	OTTAWA LAKE
State	MI
Zip	49267-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1149-599 SEC 36 T8S R6E 1.68 AC COM AT NW COR OF E 1/2 OF SW 1/4 OF SEC 36 TH S 89 DEG 17'40"E ALG E & W CL OF SEC 36 220 FT
Legal Range	06E
Legal Township	08S
Legal Section	36
Legal Subdivision	HOMESITE ACRES
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	4
Census Block	4013
Census Tract	833000

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4745 SECTION RD, OTTAWA LAKE, MI 49267-9621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4745 SECTION RD, OTTAWA LAKE, MI 49267-9621
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 SECTION RD, OTTAWA LAKE, MI 49267-9621

Mortgage

Document Number	0000000046
Date	Jan 3, 2023
Instrument	2023R00046

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Nov 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Whiteford Agricultural School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,300 (+26.24%)	$340,600 (+26.24%)
2024	$3,485.00 (+10.53%)
2023	$3,153.00 Homeowner's exemption	$134,900	$269,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD MEADOWS private · serves 156 people · EPA ID MI0006435
Water Source	Groundwater
Last State Inspection	Jun 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Section Rd

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