Huron County property record for 4745 River Rd, Norwalk, OH 44857
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,058 sqft · built 2013 |
| Lot Size | 2.77 acres (121,010 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $378,000 (May 2020) |
| Tax Bill | $5,335 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-0020-06-022-0103 |
| Primary APN | 41-0020-06-022-0103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,058 sqft Living Area |
| 1st Floor Area | 2,058 sqft |
| Basement Area | 2,058 sqft |
| Unfinished Basement | 2,058 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 121,010 sqft (2.77 acres) |
| Garage Type | Mixed |
| Garage Area | 2,090 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 419032 |
|---|---|
| Street Address | 4745 RIVER RD |
| City | NORWALK |
| State | OH |
| Zip | 44857-8916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2 PT OF LOT 18 E OF CEN OF HURON RIVER |
| Legal Lot Number | 18 |
| Jurisdiction | HURON OH |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 915900 |
Source: Huron County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4745 RIVER RD, NORWALK, OH 44857-8916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| May 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK |
| Mar 22, 2019 | Deed of Trust, Mortgage · Line of Credit WATERFORD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on Record |
| Deed Sale | May 12, 2020 · Amount on Record |
| Prior Sale | May 13, 2003 · Amount on Record |
| Deed Document Number | 20202728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 4745 RIVER RD # RD, RD, NORWALK, OH 44857-8916 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4745 RIVER RD, NORWALK, OH 44857-8916 |
| Document Number | 0000000840 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 202602200000840 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HURON OH |
| Recording Date | May 12, 2020 |
| Property Address | 4745 RIVER RD, NORWALK, OH 44857-8916 |
| Document Number | 0000002728 |
| Instrument Date | May 11, 2020 |
| Instrument | 202005120002728 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4745 RIVER RD, NORWALK, OH 44857-8916 |
| Document Number | 0000002729 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 202005120002729 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 4745 RIVER RD, NORWALK, OH 44857-8916 |
| Document Number | 0000002460 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4745 RIVER RD NORWALK OH 448578916, NORWALK, OH 44857-8916 |
| Document Number | 0000002460 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 2460 |
| Name | WATERFORD BK NA |
|---|---|
| Type | Bank |
| Address | TOLEDO, OH 43617 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Huron County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Huron County |
| County Subdivision | Ridgefield Township |
| Unified School District | Monroeville Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,335.00 (-4.83%) | $142,080 (-) Land $13,030 Building $129,050 | $405,930 (-) Land $37,230 Building $368,700 |
| 2024 | $5,606.00 (+7.56%) | $142,080 (+15.18%) Land $13,030 Building $129,050 | $405,930 (+15.17%) Land $37,230 Building $368,700 |
| 2023 | $5,212.00 (-0.31%) | $123,360 (-) Land $8,560 Building $114,800 | |
| 2022 | $5,228.00 | $123,360 Land $8,560 Building $114,800 | |
| 2021 | $352,450 Land $24,450 Building $328,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2006) |
| Most Recent Claim | Jun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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