4745 Howard Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4745 Howard Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,007 sqft · built 1910
Lot Size	0.123 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (May 2025)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200-0A48-0040-00`

Property Details

APN / Parcel Number

Primary APN	`200-0A48-0040-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,007 sqft Living Area
1st Floor Area	758 sqft
Attic	Attic
Attic Area	249 sqft
Basement Area	518 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,401 sqft (0.123 acres)
Lot Dimensions	88 ft deep x 61 ft wide
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4745 HOWARD AVE
City	CINCINNATI
State	OH
Zip	45223-1682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4745 HOWARD AVE 61 X 88.25 FT WS HOWARD AVE 202 FT S OF ROCKFORD PL PARS 40-98 CONS
Legal Subdivision	SOLOMON EVERSULLS SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	7500

Owner

4745 Howard Ave is owned and occupied by an individual who bought it in May 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4745 HOWARD AVE, CINCINNATI, OH 45223-1682
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2025 · Amount on File
Deed Sale	May 8, 2025 · Amount on File
Prior Sale	Sep 11, 2020 · Amount on File
Deed Document Number	0000033813
Deed Book / Page	15412 / 1262
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 11, 2020
Property Address	4745 HOWARD AVE, CINCINNATI, OH 45223-1682
Document Number	0000092401
Book / Page	014251 / 002536
Instrument Date	Sep 3, 2020
Instrument	92401
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4745 HOWARD AVE CINCINNATI OH 452231682, CINCINNATI, OH 45223-1682

Mortgage

Document Number	92402
Date	Sep 11, 2020
Book Page	014251/002539
Instrument	92402

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 10, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4745 Howard Ave was $2,141, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,141.00 (+3.13%)	$34,535 (-) Land $8,120 Building $26,415
2024	$2,076.00 (-2.21%)	$34,535 (-) Land $8,120 Building $26,415
2023	$2,123.00 (+53.95%)	$34,535 (+72.5%) Land $8,120 Building $26,415	$98,670 Land $23,200 Building $75,470
2022	$1,379.00 Homeowner's exemption	$20,020 Land $7,147 Building $12,873
2020			$57,200 Land $20,420 Building $36,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4745 Howard Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4745 Howard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20