4745 Forest Ln, Howard, CO 81233 Property Records

Fremont County property record for 4745 Forest Ln, Howard, CO 81233

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1968
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Oct 2025 Sale Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R038007`

Property Details

APN / Parcel Number

Primary APN	`R038007`
Alternative APN	`99922261`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	187,308 sqft (4.3 acres)

Exterior Amenities

Deck Area	Deck Area
Patio Area	400 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	R038007
Street Address	4745 FOREST LN
City	HOWARD
State	CO
Zip	81233-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR OF LAND LOCATED APPROX IN THE SW4SW4 SEC 22 AND THE NW4NW4 SEC 27-48-10 DESC AS FOLLS; BEG AT A PT WHICH IS A DIST OF 50 FT N 89 DEG 55 MIN W OF A PT WHENCE THE NW CORNER OF THE NE4 NW4 OF SAID SEC 22 (GOV BRASS CAP) BEARS N 03 DEG 12 MIN E A DI
Legal Range	10
Legal Township	48
Legal Section	27
Legal Subdivision	M & B OR UNKNOWN
Legal Tract	OF
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	1
Census Block	1007
Census Tract	979001

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2950 JOYCE WAY, GOLDEN, CO 80401-1341
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Special Warranty Deed, Transfer
Mar 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage HIGH COUNTRY BANK
Apr 25, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 6, 2018	Warranty Deed, Transfer QUICKEN LNS
Sep 6, 2018	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 16, 2008
Transfer Doc	0000847883
Record Updated	Sep 20, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Oct 29, 2025
Property Address	4745 FOREST LN, HOWARD, CO 81233-9503
Document Number	0001050230
Instrument Date	Oct 28, 2025
Instrument	1050230
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount Recorded
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2950 JOYCE WAY, GOLDEN, CO 80401-1341

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	4745 FOREST LN, HOWARD, CO 81233-9503
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 FOREST LN, HOWARD, CO 81233-9503

Mortgage

Document Number	0001035223
Date	Mar 21, 2024
Instrument	1035223

Lender

Name	HIGH COUNTRY BANK
Type	Bank
Address	SALIDA, CO 81201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2044

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	4745 FOREST LN, HOWARD, CO 81233-9503
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001015560
Date	Apr 25, 2022
Instrument	1015560

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	4745 FOREST LN, HOWARD, CO 81233-9503
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001008689
Date	Nov 1, 2021
Instrument	1008689

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Sep 6, 2018
Property Address	4745 FOREST LN, HOWARD, CO 81233-9503
Document Number	0000965513
Instrument Date	Sep 5, 2018
Instrument	965513
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4745 FOREST LN HOWARD CO 812339503, HOWARD, CO 81233-9503

Mortgage

Document Number	965514
Date	Sep 6, 2018
Instrument	965514

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREMONT CO
Recording Date	Sep 6, 2018
Property Address	4745 FOREST LN, HOWARD, CO 81233-9503
Document Number	0000965512
Instrument Date	Sep 5, 2018
Instrument	965512
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4745 FOREST LN HOWARD CO 812339503, HOWARD, CO 81233-9503

Mortgage

Document Number	965514
Date	Sep 6, 2018
Instrument	965514

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,140.00 (+53.85%)	$22,056 (-4.81%)	$352,900 (+2.05%)
2024	$741.00 (-1.46%)	$23,170 (+52.82%)
2023	$752.00 (-7.5%)	$15,162 (-12.24%)	$345,810 (+39.12%)
2022	$813.00	$17,276	$248,569

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 76% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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