4745 Fish Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 4745 Fish Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,420 sqft · built 1936
Lot Size	1.15 acres (50,138 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jul 2025)
Tax Bill	$2,052 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-25-745-0052-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-745-0052-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,420 sqft Living Area
1st Floor Area	1,415 sqft
Basement Area	1,415 sqft
Unfinished Basement	1,317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	50,138 sqft (1.15 acres)
Lot Dimensions	295 ft deep x 170 ft wide
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	122 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	4745 FISH RD
City	KIMBALL
State	MI
Zip	48074-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	W 169.6' OF LOT 9 EXC S 330' BLOCK 6 URBANREST SUBDIVISION OF THE FISH FARM ACCORDING TO THE PLAT RECORDED IN LIBER 14 OF
Legal Range	17E
Legal Township	06N
Legal Section	33
Legal Subdivision	URBANREST SUBDIVISION
Legal Block	6
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	2
Census Block	2010
Census Tract	634600

Owner

4745 Fish Rd is owned and occupied by an individual who bought it in July 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2605 NORTH BLVD, PORT HURON, MI 48060-6976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Deed Document Number	202513470
Deed Book / Page	5832 / 835
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 21, 2025
Property Address	4745 FISH RD, KIMBALL, MI 48074-1506
Document Number	0005832835
Book / Page	5832 / 835
Map Reference	LB 14 PGS 131-135
Instrument Date	Jun 27, 2025
Instrument	2025013470
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4745 FISH RD, KIMBALL, MI 48074-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 NORTH BLVD, PORT HURON, MI 48060-6976

Mortgage

Document Number	2025012533
Date	Jul 21, 2025
Instrument	2025012533

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4745 Fish Rd was $2,052 with a homeowner's exemption, down 7.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,600 (+2.99%)	$165,200
2025	$2,052.00 (-7.28%) Homeowner's exemption	$80,200
2024	$2,213.00		$160,400
2023		$79,600
2022	$2,017.00		$159,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4745 Fish Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4745 Fish Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35