4745 Dividing Rd, Salisbury, MD 21801 Property Records

Wicomico County property record for 4745 Dividing Rd, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,535 sqft · built 1969
Lot Size	0.575 acres (25,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,750 (May 2005)
Tax Bill	$1,651 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16-016071`

Property Details

APN / Parcel Number

Primary APN	`16-016071`
Alternative APN	`016071`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,535 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,050 sqft (0.575 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	016071
Street Address	4745 DIVIDING RD
City	SALISBURY
State	MD
Zip	21801-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	25,050 SQ FT 4745 DIVIDING ROAD W OF FRUITLAND
Jurisdiction	WICOMICO MD
Township / Civil Division	16, FRUITLAND
Census Block Group	1
Census Block	1008
Census Tract	10400

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4745 DIVIDING RD, SALISBURY, MD 21801-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2005 · Amount on Record
Deed Sale	May 20, 2005 · Amount on Record
Prior Sale	Jun 28, 1994 · Amount on Record
Deed Document Number	200551494
Deed Book / Page	2408 / 653
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WICOMICO MD
Property Address	4745 DIVIDING RD, SALISBURY, MD 21801-1336
Document Number	0047400467
Instrument Date	Oct 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 DIVIDING RD SALISBURY MD 218011336, SALISBURY, MD 21801-1336

Mortgage

Document Number	0047400467
Date	Nov 24, 2020
Book Page	004740/000467

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,200 (+30.6%)	$205,800 (+31.92%) Land $29,000 Building $176,800
2025	$1,651.00 (+14.26%)
2023	$1,445.00	$144,867	$156,000 Land $29,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 93% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dividing Rd

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