Cherokee County property record for 4745 Co Rd 40, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,808 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $739 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-01-01-0-000-001.001 |
| Primary APN | 13-18-01-01-0-000-001.001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,808 sqft Living Area |
| Upper Floors Area | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 160 sqft |
| Utility Building | 120 sqft |
| Account Number | 177 |
|---|---|
| Street Address | 4745 COUNTY ROAD 40 |
| City | CENTRE |
| State | AL |
| Zip | 35960-4715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG INT W/L NW/4-NE/4 & NWLY R/W CO RD 40, NELY 210', N 210'SWLY 210', S 210' TO POB |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 956102 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4745 COUNTY ROAD 40, CENTRE, AL 35960-4715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage REGIONS BANK |
| Mar 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2014 |
| Deed Sale | Nov 3, 2014 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4745 COUNTY ROAD 40, CENTRE, AL 35960-4715 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 198072 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 198072 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | CENTRE, AL 35960 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 4745 COUNTY ROAD 40, CENTRE, AL 35960-4715 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 206725 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 206725 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $739.00 (+4.53%) Homeowner's exemption | $1,340 (+6.35%) Land $480 Building $860 | $188,400 (+4.2%) Land $4,700 Building $183,700 |
| 2024 | $707.00 Additional exemption filed | $1,260 (-93.04%) Land $440 Building $820 | $180,800 (-) Land $4,300 Building $176,500 |
| 2023 | $707.00 (-1.26%) Homeowner's exemption | $18,100 (+1,122.97%) | $180,800 (-1.26%) Land $4,300 Building $176,500 |
| 2022 | $716.00 Homeowner's exemption | $1,480 Land $660 Building $820 | $183,100 Land $6,600 Building $176,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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