4745 Cayman St, Sumter, SC 29154 Property Records

Sumter County property record for 4745 Cayman St, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,774 sqft · built 2007
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jun 2026)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`155-09-02-008`

Property Details

APN / Parcel Number

Primary APN	`155-09-02-008`
Alternative APN	`10909`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,774 sqft Living Area
Gross Area	2,466 sqft
1st Floor Area	887 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered/Finished Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10909
Street Address	4745 CAYMAN ST
City	SUMTER
State	SC
Zip	29154-1599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 2005-397 .50 AC
Legal Subdivision	MAYFIELD
Legal Lot Number	33
Jurisdiction	SUMTER SC
Township / Civil Division	SHAW AFB-HORATIO
Census Block Group	3
Census Block	3002
Census Tract	1804

Owner

Source: Sumter County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4745 CAYMAN ST, SUMTER, SC 29154-1599
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Dec 29, 2023	Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Jan 7, 2019	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2017	Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1355 / 1794
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 5, 2026
Property Address	4745 CAYMAN ST, SUMTER, SC 29154-1599
Document Number	1355001794
Book / Page	1355 / 1794
Instrument Date	Jun 2, 2026
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$64,337.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4745 CAYMAN ST, SUMTER, SC 29154-1599

Mortgage

Document Number	1355001798,
Date	Jun 5, 2026
Book Page	1355/1798

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Dec 29, 2023
Property Address	4745 CAYMAN ST, SUMTER, SC 29154-1599
Document Number	0013221986
Book / Page	1322 / 1986
Map Reference	MB PB2004 PG 48
Instrument Date	Dec 9, 2023
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 CAYMAN ST, SUMTER, SC 29154-1599

Mortgage

Document Number	0013221991
Date	Dec 29, 2023
Instrument	1322-1991

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jan 7, 2019
Property Address	4745 CAYMAN ST, SUMTER, SC 29154-1599
Document Number	0012513220
Book / Page	1251 / 3220
Map Reference	MB PB2004 PG 48
Instrument Date	Jan 2, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$547.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 CAYMAN ST, SUMTER, SC 29154-1599

Mortgage

Document Number	0012513224
Date	Jan 7, 2019
Instrument	1251/3224

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 1, 2017
Property Address	4745 CAYMAN ST, SUMTER, SC 29154-1599
Document Number	0012353792
Book / Page	1235 / 3792
Instrument Date	Jul 31, 2017
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$494.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 CAYMAN ST, SUMTER, SC 29154-1599

Mortgage

Document Number	0012353796
Date	Aug 1, 2017
Book Page	1235/3796

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00 (+40.8%)	$8,220 (+43.21%) Land $600 Building $7,620	$205,401 (+43.13%) Land $15,000 Building $190,401
2023	$929.00 (+0.22%)	$5,740 (-) Land $600 Building $5,140	$143,510 (-) Land $15,000 Building $128,510
2022	$927.00	$5,740 Land $600 Building $5,140	$143,510 Land $15,000 Building $128,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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