4745 Athos Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4745 Athos Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,106 sqft · built 1986
Lot Size	0.99 acres (4,296 sqft)
Owner	Company Name on Record
Last Sale	$295,000 (Dec 2010)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Oct 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`169-386-04-00`

Property Details

APN / Parcel Number

Primary APN	`169-386-04-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,106 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	4,296 sqft (0.99 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4745 ATHOS WAY
City	OCEANSIDE
State	CA
Zip	92056-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 122 TR 011033
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	011033
Legal Block	3
Legal Lot Number	122
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	19808

Owner

Source: San Diego County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage MIDWEST LOAN SOLUTIONS INC
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit LOAN SOLUTIONS
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL HOUSING COMMISSIONER
Dec 21, 2018	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE
Jul 16, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 17, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2010 · Amount on Record
Deed Sale	Dec 13, 2010 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	2010685751
Last Transfer Date	Jul 10, 2020
Transfer Doc	0000381712
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130

Mortgage

Document Number	0000647730
Date	Sep 14, 2021
Instrument	2021-0647730

Lender

Name	MIDWEST LOAN SOLUTIONS INC
Type	Lending Institution
Address	SOUTHFIELD, MI 48034

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.94%
Type Change Date	Oct 1, 2021
Index	1-Year LIBOR

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2026
Property Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130
Document Number	0000293898
Instrument Date	Aug 9, 2021
Instrument	2026293898
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130

Mortgage

Document Number	0000293898,
Date	Oct 9, 2026
Instrument	2026293898

Lender

Name	LOAN SOLUTIONS

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2026
Property Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130
Document Number	0000293899
Instrument Date	Aug 9, 2021
Instrument	2026293899
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130

Mortgage

Document Number	0000293899,
Date	Oct 9, 2026
Instrument	2026293899

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130

Mortgage

Document Number	0000524854
Date	Dec 21, 2018
Instrument	2018-0524854

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2020
Property Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130
Document Number	0000381712
Map Reference	MAP 11033
Instrument Date	Jul 10, 2020
Instrument	2020-0381712
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130

Mortgage

Document Number	0000381713
Date	Jul 16, 2020
Instrument	2020-0381713

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4745 ATHOS WAY, OCEANSIDE, CA 92056-5130
Document Number	0000524855
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4745 ATHOS WAY OCEANSIDE CA 920565130, OCEANSIDE, CA 92056-5130

Mortgage

Document Number	0000524855
Date	Dec 21, 2018
Instrument	524855

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.35%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$385,491 (+2%) Land $229,462 Building $156,029
2025	$4,228.00 (+8.74%) Homeowner's exemption	$377,933 (+4.04%) Land $224,963 Building $152,970
2023	$3,888.00 (+0.28%) Homeowner's exemption	$363,259 Land $216,228 Building $147,031
2022	$3,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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