4745 4th St, Caledonia, MI 49316 Property Records

Allegan County property record for 4745 4th St, Caledonia, MI 49316

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,815 sqft · built 2004
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,582 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-002-010-60`

Property Details

APN / Parcel Number

Primary APN	`13-002-010-60`
Alternative APN	`03-13-002-010-60`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,815 sqft Living Area
1st Floor Area	1,210 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Lot Area	130,680 sqft (3 acres)
Lot Width	290 ft Width
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4745 4TH ST
City	CALEDONIA
State	MI
Zip	49316-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT NW COR TH S 1259.58' TH E 451.17' TH S 290' TH W 450.21' TH N 290' TO POB SEC 2 T4N R11W (04).
Legal Range	11W
Legal Township	04N
Legal Section	02
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	2
Census Block	2002
Census Tract	30402

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4783 4TH ST, CALEDONIA, MI 49316-9200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 6, 2026
Transfer Doc	0000011315
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 8, 2026
Property Address	4745 4TH ST, CALEDONIA, MI 49316-9200
Document Number	0000011315
Book / Page	5153 / 742
Instrument Date	May 6, 2026
Instrument	202611315
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4783 4TH ST, CALEDONIA, MI 49316-9200

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4745 4TH ST, CALEDONIA, MI 49316-9200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4198/384
Date	Nov 21, 2017
Book Page	4198/384
Instrument	4198-384

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4745 4TH ST, CALEDONIA, MI 49316-9200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4568/191
Date	Jan 22, 2021
Book Page	4568/191

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Caledonia Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,300 (+20.49%) Land $25,600 Building $156,700	$364,600 (+20.49%) Land $51,200 Building $313,400
2025	$3,582.00 (+13.07%)
2023		$151,300 Land $20,300 Building $131,000	$302,600 Land $40,600 Building $262,000
2022	$3,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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