Adair County property record for 474499 E 846 Rd, Stilwell, OK 74960
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1996 |
| Lot Size | 55.7 acres (2,427,599 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-08-015-026-0-045-00 |
| Primary APN | 0000-08-015-026-0-045-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 1,650 sqft |
| 1st Floor Area | 1,650 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,427,599 sqft (55.7 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 125 sqft |
| Deck Area | 260 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2897 |
|---|---|
| Street Address | 474499 E 846 RD |
| City | STILWELL |
| State | OK |
| Zip | 74960-2691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT #1 COM. @ SE COR OF SE NE SW N00^04'09" W A DISTANCE OF 112.84' TO POB; THENCE S89^55'51" W A DISTANCE OF 313.18'; THEN |
| Legal Range | 26E |
| Legal Township | 15N |
| Legal Section | 08 |
| Legal Subdivision | SEC |
| Legal Tract | 1 |
| Jurisdiction | ADAIR OK |
| Township / Civil Division | STILWELL EAST |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 377000 |
Source: Adair County assessment roll, APN 0000-08-015-026-0-045-00, as of February 20, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 474499 E 846 RD, STILWELL, OK 74960-2691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK |
| Aug 20, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 20, 2021 | Warranty Deed, Transfer · Commercial Mortgage ARMSTRONG BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 30, 2026 |
| Transfer Doc | 0000002174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Jul 02, 2026 |
| Property Address | 474499 E 846 RD, STILWELL, OK 74960-2691 |
| Document Number | 0000002174 |
| Book / Page | 654 / 733 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20262174 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR OK |
| Property Address | 474499 E 846 RD, STILWELL, OK 74960-2691 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | RR 4 BOX 629, STILWELL, OK 74960-9479 |
| Document Number | 000593/557 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 593/557 |
| Instrument | I-2022-001265 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Address | STILWELL, OK 74960 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Aug 12, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Aug 20, 2021 |
| Property Address | 474499 E 846 RD, STILWELL, OK 74960-2691 |
| Document Number | 000584/671 |
| Book / Page | 584 / 671 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021-002942 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Aug 20, 2021 |
| Property Address | 474499 E 846 RD, STILWELL, OK 74960-2691 |
| Document Number | 000584/673 |
| Book / Page | 584 / 673 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021-002943 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | ADAIR COUNTY ABSTRACT AND TITLE LLC, ADAIR CNTY ABSTRACT & TTL LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 474409 E 846 RD, STILWELL, OK 74960-2691 |
| Document Number | 2021002944 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021-002944 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 12, 2046 |
Source: Adair County assessment roll as of February 20, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Adair County |
| Unified School District | Stilwell Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $972.00 (+3.08%) | $13,387 (+3%) Land $3,148 Building $10,239 | $193,320 (-8.03%) Land $26,230 Building $167,090 |
| 2024 | $943.00 (+3.85%) | $12,997 (+3.88%) Land $3,148 Building $9,849 | $210,191 (+101.6%) Land $26,230 Building $183,961 |
| 2023 | $908.00 | $12,512 Land $3,148 Building $9,364 | $104,260 Land $26,230 Building $78,030 |
Source: FEMA National Flood Hazard Layer, Adair County (40001C), as of November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | High above 85% of the US · above 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 4 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ozarks Electric Cooperative Fiber | 2,500 / 2,500 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system OK3000107, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ADAIR CO RWD #4 serves 1,025 people |
|---|---|
| Water Source | Purchased surface water from STILWELL |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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