474474 E 830 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 474474 E 830 Rd, Stilwell, OK 74960

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,148 sqft · built 2025
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Jun 2024 Construction Loan Jul 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27989`

Property Details

APN / Parcel Number

Primary APN	`27989`
Alternative APN	`0000-05-015-026-0-013-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,148 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	27989
Street Address	474474 E 830 RD
City	STILWELL
State	OK
Zip	74960-2249
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	THE EAST 210' OF THE NORTH 210' OF THE NORT 260' OF THE EAST 451.25' OF THE NE 10 AC OF LOT 3
Legal Range	26E
Legal Township	15N
Legal Section	05
Legal Subdivision	STILWELL
Legal Lot Number	3
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL EAST
Census Block Group	3
Census Block	3038
Census Tract	377000

Owner

Source: Adair County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	474474 E 830 RD, STILWELL, OK 74960-2249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2024	Deed of Trust, Mortgage · Construction Mortgage ARVEST BANK
Jul 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE HOUSING AUTHORITY OF THE CHEROKEE NA
Jul 25, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK
Apr 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 24, 2025
Transfer Doc	000638/627
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	474474 E 830 RD, STILWELL, OK 74960-2249
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469050 HIGHWAY 51, STILWELL, OK 74960-3442

Mortgage

Document Number	000622/668
Date	Jun 24, 2024
Book Page	622/668
Instrument	I-2024-001768

Lender

Name	ARVEST BANK
Type	Bank
Address	PO BOX 399, LOWELL, AR 72745

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 14, 2025

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	474474 E 830 RD, STILWELL, OK 74960-2249
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000638/645
Date	Jul 25, 2025
Book Page	638/645
Instrument	I-2025-002228

Lender

Name	THE HOUSING AUTHORITY OF THE CHEROKEE NA
Type	Private Party
Address	PO BOX 1007, TAHLEQUAH, OK 74465

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 24, 2035

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR OK
Recording Date	Jul 25, 2025
Property Address	474474 E 830 RD, STILWELL, OK 74960-2249
Document Number	000638/627
Book / Page	638 / 627
Instrument Date	Jul 24, 2025
Instrument	I-2025-002226
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	474474 E 830 RD, STILWELL, OK 74960-2249

Mortgage

Document Number	I2025002227
Date	Jul 25, 2025
Instrument	I-2025-002227

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Apr 8, 2021
Property Address	474474 E 830 RD, STILWELL, OK 74960-2249
Document Number	000578/712
Book / Page	578 / 712
Instrument Date	Apr 7, 2021
Instrument	2021-001129
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Unified School District	Stilwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,680 (-0.29%) Land $840 Building $14,840	$130,667 (-0.29%) Land $7,000 Building $123,667
2025	$1,142.00 (+1,772.13%)	$15,726 (+1,772.14%) Land $840 Building $14,886	$131,047 (+1,772.1%) Land $7,000 Building $124,047
2024	$61.00	$840 (-) Land $840	$7,000 (-) Land $7,000
2023	$61.00	$840 Land $840	$7,000 Land $7,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 72% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #3 serves 2,598 people · EPA ID OK3000106
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 830 Rd

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