47445 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47445 Middle Bluff Pl, Sterling, VA 20165 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,648 sqft · built 1999
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Dec 2006)
Tax Bill$7,657 (2023)
Deeds & MortgagesJul 2021 Refinance
Jan 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN006-47-5626-000

Property Details

APN / Parcel Number

Primary APN006-47-5626-000

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area2,648 sqft Living Area
Gross Area4,648 sqft
1st Floor Area1,040 sqft
Basement Area1,170 sqft
Finished Basement1,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialBrick/Stone
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area440 sqft
PorchPorch
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address47445 MIDDLE BLUFF PL
CitySTERLING
StateVA
Zip20165-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH BANK SEC.1 LOT 51 200612060101183
Legal SubdivisionSOUTH BANK
Legal Lot Number51
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2006
Census Tract611208

Owner

Source: Loudoun County records · APN 006-47-5626-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address47445 MIDDLE BLUFF PL, STERLING, VA 20165-3102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ATLANTIC COAST MORTGAGE LLC
Jan 11, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 06, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2006 · Amount on Record
Deed SaleDec 06, 2006 · Amount on Record
Prior SaleDec 06, 2006 · Amount on Record
Deed Document Number20061206101183
Last Transfer DateJul 06, 2021
Transfer Doc202107060073578
Record UpdatedJun 07, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address47445 MIDDLE BLUFF PL, STERLING, VA 20165-3102
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073579
DateJul 06, 2021
Instrument202107060073579
Lender
NameATLANTIC COAST MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate
Rate3%

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address47445 MIDDLE BLUFF PL, STERLING, VA 20165-3102
Transaction TypeMortgage
Record UpdatedFeb 01, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001238
DateJan 11, 2023
Instrument202301110001238
Lender
NameBANK OF AMERICA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 21, 2052
Interest
Rate TypeAdjustable Rate

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDOUN VA
Recording DateJul 06, 2021
Property Address47445 MIDDLE BLUFF PL, STERLING, VA 20165-3102
Document Number202107060073578
Instrument DateJun 30, 2021
Instrument202107060073578
Transaction TypeTransfer
Record UpdatedAug 03, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47445 MIDDLE BLUFF PL, STERLING, VA 20165-3102

Mortgage

Document Number0000073579
DateJul 06, 2021
Instrument202107060073579
Lender
NameATLANTIC COAST MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$7,657.00$875,170 Land $280,100 Building $595,070$875,170 Land $280,100 Building $595,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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