4744 W 40th St, Clearlake, CA 95422 Property Records

Lake County property record for 4744 W 40th St, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,921 sqft · built 2006
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (May 2026)
Tax Bill	$1,130 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-224-080-000`

Property Details

APN / Parcel Number

Primary APN	`040-224-080-000`
Alternative APN	`040-224-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,921 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Concrete
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Old Parcel Number	040-224-08
Street Address	4744 W 40TH ST
City	CLEARLAKE
State	CA
Zip	95422-9299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLUB HOUSE ADD/CLEAR LAKE HLND
Legal Block	3
Legal Lot Number	21
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	3
Census Block	3027
Census Tract	802

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15974 22ND AVE, CLEARLAKE, CA 95422-9831
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Grant Deed, Transfer · FHA Mortgage NATIONAL HOME MORTGAGE CORPORATION
May 28, 2026	Affidavit of Death of Trustee, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Jan 26, 2011 · Amount on Record
Deed Document Number	20265309
Prior Transfer Date	May 22, 2010
Prior Transfer Doc	0000007820
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	May 28, 2026
Property Address	4744 W 40TH ST, CLEARLAKE, CA 95422-9299
Document Number	0000005309
Instrument Date	May 26, 2026
Instrument	20265309
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27,663.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15974 22ND AVE, CLEARLAKE, CA 95422-9831

Mortgage

Document Number	0000005310,
Date	May 28, 2026
Instrument	20265310

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000005311,
Date	May 28, 2026
Instrument	20265311

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 21, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	LAKE CA
Recording Date	May 28, 2026
Property Address	4744 W 40TH ST, CLEARLAKE, CA 95422-9299
Document Number	0000005308
Instrument Date	May 22, 2026
Instrument	20265308
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,130.00 (+2.54%)	$84,927 (+2%) Land $11,752 Building $73,175
2025	$1,102.00 (+2.7%)	$83,263 (+4.04%) Land $11,522 Building $71,741
2023	$1,073.00 (+5.3%)	$80,032 Land $11,076 Building $68,956
2022	$1,019.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1982–2019)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Feb 2019 · Severe Storms And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 50
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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