4744 Saddle Ranch Rd, Lake Worth, FL 33467 Property Records

Palm Beach County property record for 4744 Saddle Ranch Rd, Lake Worth, FL 33467

Property Summary

Property Type	Zero Lot Line
Details	4 bd · 3 ba · 2,398 sqft · built 2019
Lot Size	0.123 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$464,330 (Aug 2019)
Tax Bill	$7,610 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-44-29-09-000-2050`

Property Details

APN / Parcel Number

Primary APN	`00-42-44-29-09-000-2050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,398 sqft Living Area
Gross Area	3,342 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	5,401 sqft (0.123 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4744 SADDLE RANCH RD
City	LAKE WORTH
State	FL
Zip	33467-5673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PUD
Legal Description	ANDALUCIA PUD PLAT 4 LT 205
Legal Range	42
Legal Township	44
Legal Section	29
Legal Subdivision	ANDALUCIA PUD 4
Legal Lot Number	205
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2008
Census Tract	7710

Owner

4744 Saddle Ranch Rd, a zero lot line, is owned and occupied by an individual who bought it in August 2019.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	4744 SADDLE RANCH RD, LAKE WORTH, FL 33467-5673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 16, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Deed Document Number	20190304999
Deed Book / Page	30829 / 0963
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4744 SADDLE RANCH RD, LAKE WORTH, FL 33467-5673
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0328631207
Date	Sep 13, 2021
Book Page	32863/1207
Instrument	20210422549

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4744 SADDLE RANCH RD, LAKE WORTH, FL 33467-5673
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4744 SADDLE RANCH RD, LAKE WORTH, FL 33467-5673

Mortgage

Document Number	0323411112
Date	Apr 1, 2021
Book Page	32341/1112
Instrument	20210145817

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 16, 2019
Property Address	4744 SADDLE RANCH RD, LAKE WORTH, FL 33467-5673
Document Number	0308290963
Book / Page	030829 / 000963
Instrument Date	Aug 15, 2019
Instrument	304999
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4744 SADDLE RANCH RD LAKE WORTH FL 334675673, LAKE WORTH, FL 33467-5673

Mortgage

Document Number	308290967
Date	Aug 16, 2019
Book Page	030829/000967
Instrument	305000

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4744 Saddle Ranch Rd was $7,610 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,610.00 Homeowner's exemption	$474,968	$638,963 Land $171,899 Building $467,064
2023	$7,209.00 (+0.77%) Homeowner's exemption	$448,138 (+3%)	$654,200 (+12.83%) Land $198,413 Building $455,787
2022	$7,154.00 Homeowner's exemption	$435,085	$579,834 Land $182,953 Building $396,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4744 Saddle Ranch Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	17 (1982–2017)
Claims Outside the SFHA	17 of 17
Most Recent Claim	Oct 2017 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 6 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4744 Saddle Ranch Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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