4744 River Gem Ave, Windermere, FL 34786 Property Records

Orange County property record for 4744 River Gem Ave, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,965 sqft · built 2006
Lot Size	0.173 acres (7,516 sqft)
Owner	2 Company Names on File
Last Sale	$245,000 (Jun 2009)
Tax Bill	$4,475 (2025)
Deeds & Mortgages	Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-23-27-8394-00-160`

Property Details

APN / Parcel Number

Primary APN	`10-23-27-8394-00-160`
Alternative APNs	`272310839400160` `137523` `138379` `139893`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,965 sqft Living Area
Gross Area	4,022 sqft
1st Floor Area	1,569 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,516 sqft (0.173 acres)
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4744 RIVER GEM AVE
City	WINDERMERE
State	FL
Zip	34786-3180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERPORT PHASE 5 58/124 LOT 16
Legal Range	27E
Legal Township	23S
Legal Section	10
Legal Subdivision	SUMMERPORT PH 5
Legal Phase	5
Legal Tract	8394
Legal Lot Number	16
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2001
Census Tract	17114

Owner

Source: Orange County records · APN 10-23-27-8394-00-160

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4744 RIVER GEM AVE, WINDERMERE, FL 34786-3180
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2009 · Amount on Record
Deed Sale	Jun 23, 2009 · Amount on Record
Prior Sale	Dec 29, 2008
Deed Document Number	2009343725
Deed Book / Page	9888 / 4492
Last Transfer Date	Sep 21, 2020
Transfer Doc	0000504520
Record Updated	Jun 08, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 28, 2020
Property Address	4744 RIVER GEM AVE, WINDERMERE, FL 34786-3180
Document Number	0000504520
Instrument Date	Sep 21, 2020
Instrument	504520
Transaction Type	Transfer
Record Updated	Oct 09, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4744 RIVER GEM AVE WINDERMERE FL 347863180, WINDERMERE, FL 34786-3180

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,624 (+2.7%)	$612,430 (-1.27%) Land $125,000 Building $487,430
2025	$4,475.00 (+5.64%) Homeowner's exemption	$276,167 (+5.99%)	$620,310 (+18.42%) Land $125,000 Building $495,310
2024	$4,236.00 (+7.46%)
2023	$3,942.00 (+4.26%) Homeowner's exemption	$260,567 (+3%)	$523,815 (+17.72%) Land $125,000 Building $398,815
2022	$3,781.00 Homeowner's exemption	$252,978	$444,962 Land $110,000 Building $334,962

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.