4744 Peppergrass St, Middleburg, FL 32068 Property Records

Clay County property record for 4744 Peppergrass St, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 2011
Lot Size1.13 acres (49,484 sqft)
Owner2 Individual Names on Record
Tax Bill$3,983 (2025)
Deeds & MortgagesSep 2026 Transfer
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN16-05-24-005954-384-00

Property Details

APN / Parcel Number

Primary APN16-05-24-005954-384-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area49,484 sqft (1.13 acres)
Lot Dimensions300 ft deep x 165 ft wide

Exterior Amenities

PorchFinished/Open Porch
Porch Area216 sqft
Deck Area100 sqft
Storage Building288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address4744 PEPPERGRASS ST
CityMIDDLEBURG
StateFL
Zip32068-5242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 69 JACKSONVILLE SOU 2 AS REC OR 4952 PG 21
Legal Range24E
Legal Township05S
Legal Section16
Legal SubdivisionJACKSONVILLE SOU 2
Legal Block69
Legal Lot Number3
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2039
Census Tract30106

Owner

Source: Clay County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address978 SANDSTONE DR, ORANGE PARK, FL 32065-8558
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 12, 2018Loan Modification, Mortgage · Conventional with PMI
WFB NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2025
Deed SaleJul 23, 2025
Deed Document Number202533881
Deed Book / Page4952 / 21
Last Transfer DateSep 10, 2026
Transfer Doc0000047112
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateSep 23, 2026
Property Address4744 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5242
Document Number0000047112
Book / Page5088 / 213
Instrument DateSep 10, 2026
Instrument202647112
Transaction TypeTransfer
Record UpdatedOct 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address978 SANDSTONE DR, ORANGE PARK, FL 32065-8558

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address4744 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5242
Document Number0040830104
Instrument DateApr 12, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4744 PEPPERGRASS ST MIDDLEBURG FL 320685242, MIDDLEBURG, FL 32068-5242

Mortgage

Document Number0040830104
DateMay 11, 2018
Book Page004083/000104
Instrument24294
Lender
NameWFB NA
AddressFORT MILL, SC 29715
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 10, 2048
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,983.00 (+140.96%)$261,191 (+105.66%) Land $34,000 Building $227,191$261,191 (+5.4%) Land $34,000 Building $227,191
2023$1,653.00 (+11.24%) Homeowner's exemption$127,002 (+3%)$247,815 (+11.18%) Land $30,000 Building $217,815
2022$1,486.00 Homeowner's exemption$123,303$222,888 Land $25,000 Building $197,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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