4744 NE Ridgeway Dr, Hamilton, MO 64644 Property Records

Caldwell County property record for 4744 NE Ridgeway Dr, Hamilton, MO 64644

Property Summary

Property Type	Single Family Home
Details	1 ba · 728 sqft · built 1958
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$694 (2024)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-9-32-1.00`

Property Details

APN / Parcel Number

Primary APN	`02-9-32-1.00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	728 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Deck Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4744 NE RIDGEWAY DR
City	HAMILTON
State	MO
Zip	64644-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32-57-27 A TRACT BEG NW COR NE NE, SEC 32, TH., S 152', E 152', N 152', W152' TO THE POB
Jurisdiction	CALDWELL MO
Township / Civil Division	GOMER
Census Block Group	1
Census Block	1115
Census Tract	950100

Owner

Source: Caldwell County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4744 NE RIDGEWAY DR, HAMILTON, MO 64644-9281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2009
Deed Sale	Dec 31, 2009
Deed Document Number	42169
Deed Book / Page	195 / 894
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	4744 NE RIDGEWAY DR, HAMILTON, MO 64644-9281
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4744 NE RIDGEWAY DR, HAMILTON, MO 64644-9281

Mortgage

Document Number	00100/5710
Date	Dec 27, 2023
Book Page	100/5710
Instrument	66169

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 26, 2043

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	6.25%
Max Rate At Change	9.25%
Max Rate	12.2%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Gomer Township
Unified School District	Hamilton R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,700 (+4.39%) Land $950 Building $9,750	$56,300 (+4.32%) Land $5,000 Building $51,300
2024	$694.00
2023		$10,250 Land $950 Building $9,300	$53,970 Land $5,000 Building $48,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY PWSD 3 serves 1,452 people · EPA ID MO1021318
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Internet and Communication Associates of Northern Missouri Fixed Wireless	50 / 10

May also be available: Brightspeed, Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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