4744 Agora Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4744 Agora Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,800 sqft · built 1986
Lot Size	0.99 acres (4,331 sqft)
Owner	2 Company Names on Record
Last Sale	$1,190,000 (Mar 2026)
Tax Bill	$5,645 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`169-382-12-00`

Property Details

APN / Parcel Number

Primary APN	`169-382-12-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	4,331 sqft (0.99 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4744 AGORA WAY
City	OCEANSIDE
State	CA
Zip	92056-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 89 TR 011033
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	011033
Legal Block	3
Legal Lot Number	89
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	19808

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4744 AGORA WAY, OCEANSIDE, CA 92056-5123
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 11, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 13, 2025	Grant Deed, Construction Loan · Construction Mortgage ANCHOR LOANS INC
Jul 30, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Sep 28, 2017	Grant Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Nov 13, 2025 · Amount on Record
Deed Document Number	202666154
Prior Transfer Date	Jul 30, 2003
Prior Transfer Doc	0000981608
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2026
Property Address	4744 AGORA WAY, OCEANSIDE, CA 92056-5123
Document Number	0000178580
Instrument Date	Mar 6, 2026
Instrument	2026178580
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	16 CATAMARAN LN, BLUFFTON, SC 29909-4326

Mortgage

Document Number	0000178580,
Date	Jun 23, 2026
Instrument	2026178580

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2026
Property Address	4744 AGORA WAY, OCEANSIDE, CA 92056-5123
Document Number	0000066154
Map Reference	MAP 11033
Instrument Date	Feb 11, 2026
Instrument	2026-0066154
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4744 AGORA WAY, OCEANSIDE, CA 92056-5123

Mortgage

Document Number	0000066155
Date	Mar 11, 2026
Instrument	2026-0066155

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10%

November 2025: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2025
Property Address	4744 AGORA WAY, OCEANSIDE, CA 92056-5123
Document Number	0000321091
Map Reference	MAP 11033
Instrument Date	Nov 3, 2025
Instrument	2025-0321091
Transaction Type	Construction Loan
Record Updated	Nov 26, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3952 CLAIREMONT MESA BLVD STE D, D, SAN DIEGO, CA 92117-2775
Investor	Possibly a Property Investor

Mortgage

Document Number	0000321092
Date	Nov 13, 2025
Instrument	2025-0321092

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2018
Property Address	4744 AGORA WAY, OCEANSIDE, CA 92056-5123
Document Number	0000309721
Instrument Date	Jul 20, 2018
Instrument	309721
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$713.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4744 AGORA WAY OCEANSIDE CA 920565123, OCEANSIDE, CA 92056-5123

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2017
Property Address	4744 AGORA WAY, OCEANSIDE, CA 92056-5123
Document Number	0000447517
Instrument Date	Sep 14, 2017
Instrument	447517
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4744 AGORA WAY OCEANSIDE CA 920565123, OCEANSIDE, CA 92056-5123

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$881,928 (+75.19%) Land $700,000 Building $181,928
2025	$5,645.00 (+6.07%) Homeowner's exemption	$503,401 (+4.04%) Land $374,328 Building $129,073
2024	$5,322.00 (+2.5%)
2023	$5,192.00 (+0.27%) Homeowner's exemption	$483,856 Land $359,794 Building $124,062
2022	$5,178.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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