Montgomery County property record for 4743 Opperman Ave, Dayton, OH 45431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 945 sqft · built 1954 |
| Lot Size | 0.148 acres (6,451 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (Mar 2024) |
| Tax Bill | $746 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2023 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | I39 00122 0069 |
| Primary APN | I39 00122 0069 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 945 sqft Living Area |
| 1st Floor Area | 945 sqft |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,451 sqft (0.148 acres) |
| Lot Dimensions | 150 ft deep x 43 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 189 sqft |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Deck Area | 189 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4743 OPPERMAN AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45431-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 329 FLORAL PK |
| Legal Subdivision | FLORAL PK |
| Legal Lot Number | 69 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 90600 |
4743 Opperman Ave is owned by an individual who bought it in March 2024.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9248 HERITAGE GLEN DR, MIAMISBURG, OH 45342-7414 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2024 | Warranty Deed, Transfer · FHA Mortgage LOWER LLC |
| Aug 4, 2023 | Warranty Deed, Transfer |
| Jan 15, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Apr 1, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2024 · Amount on File |
| Deed Sale | Mar 18, 2024 · Amount on File |
| Prior Sale | Aug 4, 2023 · Amount on File |
| Deed Document Number | 2024-00013574 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 18, 2024 |
| Property Address | 4743 OPPERMAN AVE, DAYTON, OH 45431-1030 |
| Document Number | 0000013574 |
| Map Reference | MB O PGS 45464748 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 2024-00013574 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | FATCO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5950 SYMPHONY WOODS RD STE 301, 301, COLUMBIA, MD 21044-3590 |
| Document Number | 0000013576 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 2024-00013576 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 4, 2023 |
| Property Address | 4743 OPPERMAN AVE, DAYTON, OH 45431-1030 |
| Document Number | 0000039729 |
| Map Reference | MB O PG 45-47 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 202300039729 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9248 HERITAGE GLEN DR, MIAMISBURG, OH 45342-7414 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4743 OPPERMAN AVE, DAYTON, OH 45431-1030 |
| Document Number | 0000008054 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4743 OPPERMAN AVE RIVERSIDE OH 454311030, RIVERSIDE, OH 45431-1030 |
| Document Number | 0000008054 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 8054 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 1, 2019 |
| Property Address | 4743 OPPERMAN AVE, DAYTON, OH 45431-1030 |
| Document Number | 0000015643 |
| Instrument Date | Mar 2, 2019 |
| Instrument | 15643 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4743 OPPERMAN AVE DAYTON OH 454311030, DAYTON, OH 45431-1030 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Riverside City |
| Unified School District | Mad River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,280 Land $3,030 Building $11,250 | ||
| 2024 | $746.00 (+7.65%) | ||
| 2023 | $693.00 (-28.19%) | $14,280 (-) Land $3,030 Building $11,250 | $40,810 Land $8,670 Building $32,140 |
| 2022 | $965.00 | $14,280 Land $3,030 Building $11,250 | |
| 2020 | $40,810 Land $8,670 Building $32,140 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4743 Opperman Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1980–2015) |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4743 Opperman Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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