4742 Gray Rd, Cincinnati, OH 45232 Property Records

Hamilton County property record for 4742 Gray Rd, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,856 sqft · built 1904
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$77,000 (Oct 2009)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`219-0050-0015-00`

Property Details

APN / Parcel Number

Primary APN	`219-0050-0015-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,856 sqft Living Area
1st Floor Area	1,084 sqft
2nd Floor Area	1,266 sqft
Upper Floors Area	210 sqft
Attic	Attic
Attic Area	506 sqft
Basement Area	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	175 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4742 GRAY RD
City	CINCINNATI
State	OH
Zip	45232-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4742 GRAY RD 60 X 175 PT LOT 5 R P PROSSER SUB
Legal Subdivision	R P PROSSER SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	8100

Owner

Source: Hamilton County records · APN 219-0050-0015-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4742 GRAY RD, CINCINNATI, OH 45232-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2009 · Amount on Record
Deed Sale	Oct 06, 2009 · Amount on Record
Prior Sale	Oct 10, 2006
Deed Document Number	194371
Deed Book / Page	11257 / 01770
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4742 GRAY RD, CINCINNATI, OH 45232-1511
Document Number	0000090363
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 02, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4742 GRAY RD CINCINNATI OH 452321511, CINCINNATI, OH 45232-1511

Mortgage

Document Number	0000090363
Date	Sep 08, 2020
Book Page	014248/000275
Instrument	90363

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 07, 2040

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,147.00 (+2.98%)	$50,866 (-) Land $8,803 Building $42,063
2024	$3,056.00 (-2.11%)	$50,866 (-) Land $8,803 Building $42,063
2023	$3,122.00 (+54.71%)	$50,866 (+73.1%) Land $8,803 Building $42,063	$145,330 (+73.09%) Land $25,150 Building $120,180
2022	$2,018.00 Homeowner's exemption	$29,386 Land $8,183 Building $21,203
2020			$83,960 Land $23,380 Building $60,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 82 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.