4741 8th St, Caledonia, MI 49316 Property Records

Allegan County property record for 4741 8th St, Caledonia, MI 49316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,310 sqft · built 1976
Lot Size	4.4 acres (191,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Sep 2022)
Tax Bill	$5,762 (2025)
Deeds & Mortgages	May 2006 Line of Credit Mar 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-004-009-10`

Property Details

APN / Parcel Number

Primary APN	`13-004-009-10`
Alternative APN	`03-13-004-009-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,426 sqft
Unfinished Basement	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	191,664 sqft (4.4 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4741 8TH ST
City	CALEDONIA
State	MI
Zip	49316-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM AT NW COR TH S 1492.31' TO POB TH E 871.20' TH S 220' TH W 871.20' TH N 220' TO POB SEC 4 T4N R11W (07).
Legal Range	11W
Legal Township	04N
Legal Section	04
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	1
Census Block	1002
Census Tract	30402

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4741 8TH ST, CALEDONIA, MI 49316-9201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2006	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 7, 2008	Deed of Trust, Mortgage AMERICAN FINANCIAL SOLUTIONS INC
Jul 15, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Mar 28, 2018	Warranty Deed, Transfer · ARM LAKE MICHIGAN CU
Aug 18, 2006	Fiduciary Deed, Transfer · Conventional Mortgage AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	202217196
Deed Book / Page	4794 / 480
Prior Transfer Date	Dec 26, 2006
Prior Transfer Doc	3074/119
Record Updated	Oct 29, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4741 8TH ST, CALEDONIA, MI 49316-9201
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002991/705
Date	May 26, 2006
Book Page	2991/705

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2036

Interest

Change Frequency	Monthly

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4741 8TH ST, CALEDONIA, MI 49316-9201
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003211/095
Date	Mar 7, 2008
Book Page	3211/095

Lender

Name	AMERICAN FINANCIAL SOLUTIONS INC
Address	JENISON, MI 49428

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2038

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4741 8TH ST, CALEDONIA, MI 49316-9201
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4741 8TH ST, CALEDONIA, MI 49316-9201

Mortgage

Document Number	005049/753
Date	Jul 15, 2025
Book Page	5049/753
Instrument	2025010861

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 1, 2022
Property Address	4741 8TH ST, CALEDONIA, MI 49316-9201
Document Number	004794/480
Book / Page	4794 / 480
Instrument Date	Aug 29, 2022
Instrument	2022017196
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 803, COMPTON, AR 72624-0803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 IDAHO AVE, PORTAGE, MI 49024-1315

Mortgage

Document Number	0004794482
Date	Sep 1, 2022
Instrument	4794-482

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 28, 2018
Property Address	4741 8TH ST, CALEDONIA, MI 49316-9201
Document Number	004231/802
Book / Page	4231 / 802
Instrument Date	Mar 22, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4741 8TH ST, 4741, CALEDONIA, MI 49316-9201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	227 WELLINGTON AVE SE, GRAND RAPIDS, MI 49506-1568

Mortgage

Document Number	0004231805
Date	Mar 28, 2018
Instrument	4231/805

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.36%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.36%
Index	1-Year LIBOR
Max Rate	8.36%

August 2006: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 18, 2006
Property Address	4741 8TH ST, CALEDONIA, MI 49316-9201
Document Number	003024/209
Book / Page	3024 / 209
Instrument Date	Jul 25, 2006
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TITLE QUEST AGENCY, TITLEQUEST AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4741 8TH ST, CALEDONIA, MI 49316-9201

Mortgage

Document Number	0003024210
Date	Aug 18, 2006
Instrument	3024/210

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Change Frequency	Annually
Index	LIBOR

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Caledonia Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,000 (+6.08%) Land $29,100 Building $176,900	$412,000 (+6.08%) Land $58,200 Building $353,800
2025	$5,762.00 (+2.71%) Homeowner's exemption	$194,200 (+16.92%) Land $27,100 Building $167,100	$388,400 (+16.92%) Land $54,200 Building $334,200
2024	$5,610.00 (+39.73%)
2023		$166,100 Land $24,000 Building $142,100	$332,200 Land $48,000 Building $284,200
2022	$4,015.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Michwave Technologies, Surf Internet, T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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