Loudoun County property record for 47409 River Crest St, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,162 sqft · built 2000 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $342,290 (May 2000) |
| Tax Bill | $7,730 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-37-3091-000 |
| Primary APN | 006-37-3091-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,162 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,184 sqft |
| Finished Basement | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 116 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 47409 RIVER CREST ST |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | RIVER CREST SEC 1A LOT 9 1774--1730 |
| Legal Subdivision | RIVER CREST |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Legal Unit | 1A |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 611208 |
Source: Loudoun County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 47409 RIVER CREST ST, STERLING, VA 20165-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 22, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FIN'L |
| Aug 13, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2000 · Amount on Record |
| Deed Sale | May 1, 2000 · Amount on Record |
| Deed Book / Page | 1774 / 1730 |
| Last Transfer Date | May 15, 2026 |
| Transfer Doc | 0000026437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 47409 RIVER CREST ST, STERLING, VA 20165-3112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000035189 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 202206130035189 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 234 Months |
| Due | Dec 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 22, 2026 |
| Property Address | 47409 RIVER CREST ST, STERLING, VA 20165-3112 |
| Document Number | 0000026437 |
| Instrument Date | May 15, 2026 |
| Instrument | 202626437 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 47409 RIVER CREST ST, STERLING, VA 20165-3112 |
| Document Number | 0000026438, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202626438 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 47409 RIVER CREST ST, STERLING, VA 20165-3112 |
| Document Number | 20200612044268 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 47409 RIVER CREST ST STERLING VA 201653112, STERLING, VA 20165-3112 |
| Document Number | 20200612044268 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 44268 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Aug 13, 2019 |
| Property Address | 47409 RIVER CREST ST, STERLING, VA 20165-3112 |
| Document Number | 20190813046559 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 46559 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47409 RIVER CREST ST STERLING VA 201653112, STERLING, VA 20165-3112 |
Source: Loudoun County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,730.00 (+5.76%) | $960,280 (+14.95%) Land $279,200 Building $681,080 | $960,280 (+14.95%) Land $279,200 Building $681,080 |
| 2023 | $7,309.00 | $835,390 Land $234,200 Building $601,190 | $835,390 Land $234,200 Building $601,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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