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47405 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47405 Middle Bluff Pl, Sterling, VA 20165

Property Summary

Property TypeTownhouse
Details3 bd · 1 ba · 1,066 sqft · built 2001
Lot Size0.03 acres (1,306 sqft)
Owner2 Individual Names on File
Last Sale$124,900 (Aug 2001)
Tax Bill$3,205 (2026)
Deeds & MortgagesNov 2020 Mortgage
Jul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN006-47-3178-000

Property Details

APN / Parcel Number

Primary APN006-47-3178-000
Alternative APN
  • 65 6 227

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,066 sqft Living Area
1st Floor Area510 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,306 sqft (0.03 acres)
Shed1 Shed
Shed Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address47405 MIDDLE BLUFF PL
CitySTERLING
StateVA
Zip20165-3135
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH4
Legal DescriptionSOUTH BANK SEC.4 LOT 227 2191--2272 1976--984 1717/1749 ADU 200108200394049 ADU RELEASE
Legal SubdivisionSOUTH BANK
Legal Block2
Legal Lot Number227
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2006
Census Tract611208

Owner

Source: Loudoun County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address47405 MIDDLE BLUFF PL, STERLING, VA 20165-3135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Quit Claim Deed, Transfer
CROSSCOUNTRY MTG
Jul 1, 2019Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2001 · Amount on File
Deed SaleAug 1, 2001 · Amount on File
Deed Book / Page1976 / 984
Last Transfer DateNov 13, 2020
Transfer Doc0000111127
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDOUN VA
Recording DateNov 16, 2020
Property Address47405 MIDDLE BLUFF PL, STERLING, VA 20165-3135
Document Number20201116111127
Instrument DateNov 13, 2020
Instrument111127
Transaction TypeTransfer
Record UpdatedDec 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47405 MIDDLE BLUFF PL STERLING VA 201653135, STERLING, VA 20165-3135

Mortgage

Document Number20201116111128
DateNov 16, 2020
Instrument111128
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueNov 15, 2050
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address47405 MIDDLE BLUFF PL, STERLING, VA 20165-3135
Document Number20190806044884
Instrument DateJul 1, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address47405 MIDDLE BLUFF PL STERLING VA 201653135, STERLING, VA 20165-3135

Mortgage

Document Number20190806044884
DateAug 6, 2019
Instrument44884
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term144 Months
DueAug 5, 2031
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,205.00 (+7.41%)$398,140 (+16.74%) Land $140,000 Building $258,140$398,140 (+16.74%) Land $140,000 Building $258,140
2023$2,984.00$341,040 Land $149,500 Building $191,540$341,040 Land $149,500 Building $191,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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