4740 Timber Lodge Dr, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4740 Timber Lodge Dr, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,704 sqft · built 2005
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Jun 2005)
Tax Bill	$3,585 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-036-1009-400`

Property Details

APN / Parcel Number

Primary APN	`74-15-036-1009-400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,704 sqft Living Area
1st Floor Area	1,612 sqft
Basement Area	1,612 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	53,579 sqft (1.23 acres)
Lot Depth	421 ft Depth
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4740 TIMBER LODGE DR
City	CLYDE
State	MI
Zip	48049-4577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG AT N 1/4 COR, TH N 65D 17M 41S E 111.19', TH S 24D 21M 46S E 365.92', TH S 57D 4M 4S W 143.44' TH N 24D 22M 46S W
Legal Range	16E
Legal Township	07N
Legal Section	36
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2004
Census Tract	633100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4740 TIMBER LODGE DR, CLYDE, MI 48049-4577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2005 · Amount on Record
Deed Sale	Jun 9, 2005 · Amount on Record
Deed Document Number	200518575
Deed Book / Page	3355 / 608
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4740 TIMBER LODGE DR, CLYDE, MI 48049-4577
Document Number	0050810602
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4740 TIMBER LODGE DR CLYDE MI 480494577, CLYDE, MI 48049-4577

Mortgage

Document Number	0050810602
Date	Aug 2, 2019
Book Page	005081/000602

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,000 (+2.41%)	$492,000 (+2.41%)
2025	$3,585.00 (+3.02%) Homeowner's exemption	$240,200 (+20.34%)
2024	$3,480.00 (+12.01%)		$480,400 (+20.34%)
2023		$199,600
2022	$3,107.00		$399,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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