4740 S Ada St, Chicago, IL 60609 Property Records

Cook County property record for 4740 S Ada St, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 735 sqft · built 1882
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2025)
Tax Bill	$1,094 (2023)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-104-038`

Property Details

APN / Parcel Number

Primary APN	`20-08-104-038`
Alternative APN	`20-08-104-038-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	735 sqft Living Area
1st Floor Area	735 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1884
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,000 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4740 S ADA ST
City	CHICAGO
State	IL
Zip	60609-4244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	W S (FRAZIERS) SUB OF WH NW NE NW SEC 08-38-14
Legal Range	14E
Legal Township	38N
Legal Section	08
Legal Subdivision	FRAZIERS SUB
Legal Block	1
Legal Lot Number	12
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1007
Census Tract	612200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4740 S Ada St is owned by two individuals who bought it in December 2025.

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3605 W 65TH ST, CHICAGO, IL 60629-4007
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Mar 31, 2025 · Amount on File
Deed Document Number	202511013
Prior Transfer Date	Mar 17, 2025
Prior Transfer Doc	0000018272
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4740 S ADA ST, CHICAGO, IL 60609-4244
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 S ADA ST, CHICAGO, IL 60609-4244

Mortgage

Document Number	0007433335
Date	Mar 15, 2023
Instrument	2307433335

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2053

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 3, 2025
Property Address	4740 S ADA ST, CHICAGO, IL 60609-4244
Document Number	0033711013
Instrument Date	Nov 14, 2025
Instrument	2533711013
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4740 S ADA ST, CHICAGO, IL 60609-4244

Mortgage

Document Number	0033711014
Date	Dec 3, 2025
Instrument	2533711014

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Mortgage

Document Number	0033711015
Date	Dec 3, 2025
Instrument	2533711015

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,200 (-38.82%) Land $1,800 Building $3,400	$52,000 (-38.82%) Land $18,000 Building $34,000
2023	$1,094.00 (+4.79%)	$8,500 (-) Land $2,850 Building $5,650	$85,000 (-) Land $28,500 Building $56,500
2022	$1,044.00 (+0.48%) Homeowner's exemption	$8,500 (-) Land $2,850 Building $5,650	$85,000 (-) Land $28,500 Building $56,500
2021	$1,039.00 Homeowner's exemption	$8,500 Land $2,850 Building $5,650	$85,000 Land $28,500 Building $56,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4740 S Ada St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4740 S Ada St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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