Santa Rosa County property record for 4740 Ridgewood Dr, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,875 sqft · built 1981 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jun 2023) |
| Tax Bill | $2,221 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-1N-29-4920-00000-0162 |
| Primary APN | 14-1N-29-4920-00000-0162 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,875 sqft Living Area |
| Gross Area | 2,243 sqft |
| 1st Floor Area | 1,875 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 127 ft deep x 95 ft wide |
| Garage Area | 525 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 140 sqft |
| Patio Area | 228 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4740 RIDGEWOOD DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-2521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | SHADY ACRES W 95 FT OF E 190 FT OF LOT 16 AS DES IN OR 4407 PG 388 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 14 |
| Legal Subdivision | SHADY ACRES |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10704 |
Source: Santa Rosa County assessment roll, APN 14-1N-29-4920-00000-0162, as of December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4740 RIDGEWOOD DR, MILTON, FL 32571-2521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Oct 27, 2015 · Amount on Record |
| Deed Document Number | 202327444 |
| Deed Book / Page | 4407 / 388 |
| Prior Transfer Date | Oct 05, 2012 |
| Prior Transfer Doc | 0031911237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 21, 2023 |
| Property Address | 4740 RIDGEWOOD DR, PACE, FL 32571-2521 |
| Document Number | 0044070388 |
| Book / Page | 4407 / 388 |
| Map Reference | MB B PG 123 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 202327444 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2023 |
| Title Company | GUARANTEE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4740 RIDGEWOOD DR, MILTON, FL 32571-2521 |
| Name | Verified Name |
|---|---|
| Address | 300 SNYDER WAY APT 77, 77, RADCLIFF, KY 40160-8174 |
| Document Number | 0044070390 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 4407/390 |
| Instrument | 202327445 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4740 RIDGEWOOD DR, PACE, FL 32571-2521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0040410483 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 4041/483 |
| Instrument | 202066812 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4740 RIDGEWOOD DR, PACE, FL 32571-2521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0042411770 |
|---|---|
| Date | Feb 04, 2022 |
| Book Page | 4241/1770 |
| Instrument | 202206679 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Santa Rosa County assessment roll as of December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180,941 (+1.88%) Land $20,000 Building $160,941 | $180,941 (+1.88%) Land $20,000 Building $160,941 | |
| 2024 | $2,221.00 (+138.05%) | $177,596 (+60.13%) Land $20,000 Building $157,596 | $177,596 (+11.21%) Land $20,000 Building $157,596 |
| 2023 | $933.00 (+3.55%) Homeowner's exemption | $110,909 (+3%) | $159,691 (+3.13%) Land $16,000 Building $143,691 |
| 2022 | $901.00 Homeowner's exemption | $107,679 | $154,848 Land $16,000 Building $138,848 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (1979–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 230 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL1570671, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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