4740 N Troy St, Chicago, IL 60625 Property Records

Cook County property record for 4740 N Troy St, Chicago, IL 60625

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 3 ba · 2,892 sqft · built 1913
Lot Size	0.087 acres (3,780 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Apr 2021)
Tax Bill	$9,952 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-100-019`

Property Details

APN / Parcel Number

Primary APN	`13-13-100-019`
Alternative APN	`13-13-100-019-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Units	7 Units
Stories	2 Stories
Building Area	2,892 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1915
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,780 sqft (0.087 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4740 N TROY ST
City	CHICAGO
State	IL
Zip	60625-6529
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(NORTHWESTERN)(LAND)(ASSOCIATION) SUB OF EX RW OF NOR THWESTERN ELEV. R.R. WH NW SEC 13-40-13
Legal Range	13E
Legal Township	40N
Legal Section	13
Legal Subdivision	NORTHWESTERN LAND ASSOCIATION
Legal Block	36
Legal Lot Number	38
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	5
Census Block	5006
Census Tract	140800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1643 N MILWAUKEE AVE, CHICAGO, IL 60647-5400
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit THE AMERICAN COMMERCIAL BANK & TRUST
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	202134010
Prior Transfer Date	Oct 21, 2002
Prior Transfer Doc	0000018999
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4740 N TROY ST, CHICAGO, IL 60625-6529
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 N ALBANY AVE, CHICAGO, IL 60618-3411

Mortgage

Document Number	0031007003
Date	Nov 6, 2025
Instrument	2531007003

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 7, 2021
Property Address	4740 N TROY ST, CHICAGO, IL 60625-6529
Document Number	0009734010
Instrument Date	Feb 12, 2020
Instrument	2109734010
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 N TROY ST, CHICAGO, IL 60625-6529

Mortgage

Document Number	0009734011
Date	Apr 7, 2021
Instrument	2109734011

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,000 (+17.02%) Land $13,230 Building $41,770	$550,000 (+17.02%) Land $132,300 Building $417,700
2023	$9,952.00 (+2.59%)
2022	$9,701.00 Homeowner's exemption	$47,000 Land $10,584 Building $36,416	$470,000 Land $105,840 Building $364,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon, Zentro.

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