4740 Milano Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4740 Milano Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,921 sqft · built 1997
Lot Size	0.79 acres (3,455 sqft)
Owner	Trust Name on File
Last Sale	$170,000 (Dec 1996)
Tax Bill	$3,133 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-644-14-00`

Property Details

APN / Parcel Number

Primary APN	`160-644-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,921 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	3,455 sqft (0.79 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4740 MILANO WAY
City	OCEANSIDE
State	CA
Zip	92057-7638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-6
Legal Description	LOT 70 TR 013264
Legal Subdivision	IVEY RANCH
Legal Tract	013264
Legal Block	1
Legal Lot Number	70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

4740 Milano Way is held in a trust since July 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	4140 OCEANSIDE BLVD, 159, OCEANSIDE, CA 92056-6005
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Sep 10, 2021	Intrafamily Transfer, Transfer
Mar 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 1996 · Amount on File
Deed Sale	Dec 23, 1996 · Amount on File
Deed Document Number	1996638653
Last Transfer Date	Jul 30, 2021
Transfer Doc	0000643353
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4740 MILANO WAY, OCEANSIDE, CA 92057-7638
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000184452
Date	Apr 10, 2020
Instrument	2020-0184452

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2021
Property Address	4740 MILANO WAY, OCEANSIDE, CA 92057-7638
Document Number	0000643353
Map Reference	MAP 13264
Instrument Date	Jul 30, 2021
Instrument	2021-0643353
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4740 MILANO WAY, OCEANSIDE, CA 92057-7638

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2019
Property Address	4740 MILANO WAY, OCEANSIDE, CA 92057-7638
Document Number	0000108765
Instrument Date	Jan 1, 2019
Instrument	108765
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4740 MILANO WAY OCEANSIDE CA 920577638, OCEANSIDE, CA 92057-7638

Tax Assessment & Valuation

The 2025 property tax bill for 4740 Milano Way was $3,133.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$282,386 (+2%) Land $66,434 Building $215,952
2025	$3,133.00	$276,850 Land $65,132 Building $211,718
2023	$2,900.00 (+1.58%) Homeowner's exemption	$266,101 Land $62,603 Building $203,498
2022	$2,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4740 Milano Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4740 Milano Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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