Lake County property record for 4740 Eldo St, Willoughby, OH 44094 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 728 sqft · built 1957 |
| Lot Size | 0.129 acres (5,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,100 (Sep 2018) |
| Tax Bill | $3,356 (2023) |
| Deeds & Mortgages | Jul 2021 Sale & Line of Credit Oct 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-017-B-00-001-0 |
| Primary APN | 27-A-017-B-00-001-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Family Room | Family Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,602 sqft (0.129 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4740 ELDO ST |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-5608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 TRACT 13 |
| Legal Subdivision | CITY/WILLOUGHBY 13 |
| Legal Tract | 13 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 201400 |
Source: Lake County records · APN 27-A-017-B-00-001-0
Assessment roll updated December 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4740 ELDO ST, WILLOUGHBY, OH 44094-5608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Warranty Deed, Transfer · Line of Credit MID-AMERICAN MORTGAGE INC |
| Oct 09, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 27, 2019 | Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Sep 05, 2018 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2018 · Amount on Record |
| Deed Sale | Sep 05, 2018 · Amount on Record |
| Prior Sale | Feb 23, 2006 · Amount on Record |
| Deed Document Number | 201822561 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 21, 2021 |
| Property Address | 4740 ELDO ST, WILLOUGHBY, OH 44094-5608 |
| Document Number | 0000025145 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021R025145 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Title Company | EMERALD GLEN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4740 ELDO ST, WILLOUGHBY, OH 44094-5608 |
| Document Number | 0000025146 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021R025146 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 09, 2020 |
| Property Address | 4740 ELDO ST, WILLOUGHBY, OH 44094-5608 |
| Document Number | 0000029569 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 29569 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4740 ELDO ST WILLOUGHBY OH 440945608, WILLOUGHBY, OH 44094-5608 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4740 ELDO ST, WILLOUGHBY, OH 44094-5608 |
| Document Number | 0000009995 |
| Instrument Date | Apr 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|---|
| Address | 4740 ELDO ST WILLOUGHBY OH 440945608, WILLOUGHBY, OH 44094-5608 |
| Document Number | 0000009995 |
|---|---|
| Date | May 07, 2019 |
| Instrument | 9995 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 05, 2018 |
| Property Address | 4740 ELDO ST, WILLOUGHBY, OH 44094-5608 |
| Document Number | 0000022561 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 22561 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 12, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $320.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4803 WALDAMERE AVE WILLOUGHBY OH 440945746, WILLOUGHBY, OH 44094-5746 |
Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,760 (+54.47%) Land $14,670 Building $40,090 | $156,450 (+54.5%) Land $41,900 Building $114,550 | |
| 2023 | $3,356.00 (+92.21%) Homeowner's exemption | $35,450 (+26.43%) Land $11,740 Building $23,710 | |
| 2022 | $1,746.00 Homeowner's exemption | $28,040 Land $10,210 Building $17,830 | |
| 2021 | $101,260 Land $33,530 Building $67,730 |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852014002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 438 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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