4740 E Mountain Vista Dr, Phoenix, AZ 85048 Property Records

Maricopa County property record for 4740 E Mountain Vista Dr, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,846 sqft · built 1998
Lot Size	0.132 acres (5,746 sqft)
Owner	2 Individual Names on File
Last Sale	$442,500 (Jun 2021)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`307-03-616`

Property Details

APN / Parcel Number

Primary APN	`307-03-616`
Alternative APN	`307036169`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,846 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	910 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,746 sqft (0.132 acres)
View / Lot	Greenbelt
Parking Spaces	2 Parking Spaces
Pool Area	417 sqft
Porch	Slab
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4740 E MOUNTAIN VISTA DR
City	PHOENIX
State	AZ
Zip	85048-0423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FOOTHILLS GATEWAY 3 MCR 431-49
Legal Range	4E
Legal Township	1S
Legal Section	31
Legal Subdivision	FOOTHILLS GATEWAY 3
Legal Lot Number	107
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	116712

Owner

4740 E Mountain Vista Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Maricopa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4740 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-0423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK/WA
Jan 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK/WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	Mar 27, 2013 · Amount on File
Deed Document Number	2021678477
Prior Transfer Date	Mar 14, 2013
Prior Transfer Doc	0000278667
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4740 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-0423
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-0423

Mortgage

Document Number	0000059514
Date	Feb 6, 2024
Instrument	20240059514

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 25, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 21, 2021
Property Address	4740 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-0423
Document Number	0000678477
Map Reference	MB 431 PG 49
Instrument Date	Jun 14, 2021
Instrument	20210678477
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 E FRYE RD # RD1055, 1024, PHOENIX, AZ 85048-1987

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4740 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-0423

Mortgage

Document Number	0000678478
Date	Jun 21, 2021
Instrument	20210678478

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4740 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-0423
Document Number	0000405112
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 E MOUNTAIN VISTA DR PHOENIX AZ 850480423, PHOENIX, AZ 85048-0423

Mortgage

Document Number	0000405112
Date	May 12, 2020
Instrument	405112

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4740 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-0423
Document Number	0000092762
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	PIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 E MOUNTAIN VISTA DR PHOENIX AZ 850480423, PHOENIX, AZ 85048-0423

Mortgage

Document Number	0000092762
Date	Feb 6, 2018
Instrument	92762

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4740 E Mountain Vista Dr was $2,517.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,800 (+59.49%)	$448,000 (+8.79%) Land $89,600 Building $358,400
2025	$2,517.00	$28,089 (-37.72%)	$411,800 (-8.69%) Land $82,300 Building $329,500
2024		$45,100	$451,000 Land $90,200 Building $360,800
2023	$2,396.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4740 E Mountain Vista Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4740 E Mountain Vista Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 945 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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