474 Willow Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 474 Willow Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Triplex
Details	6 bd · 3.5 ba · 3,105 sqft · built 1964
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,350,000 (Feb 2021)
Tax Bill	$20,582 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`056-143-070`

Property Details

APN / Parcel Number

Primary APN	`056-143-070`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,105 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Triplex
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	474 WILLOW AVE
City	HALF MOON BAY
State	CA
Zip	94019-1758
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R30000
Legal Description	LOTS 33 34 BLK 3 PILARCITOS PARK
Legal Subdivision	PILARCITOS PARK
Legal Block	3
Legal Lot Number	33
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1016
Census Tract	613501

Owner

474 Willow Ave, a triplex, is held in a trust since February 2021.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2316 CENTRAL AVE, ALAMEDA, CA 94501-4514
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Grant Deed, Transfer · Conventional Mortgage PROVIDENT CU
Apr 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on File
Deed Sale	Feb 8, 2021 · Amount on File
Prior Sale	May 28, 2015 · Amount on File
Deed Document Number	202120600
Prior Transfer Date	May 5, 1994
Prior Transfer Doc	0000087800
Record Updated	Oct 29, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 8, 2021
Property Address	474 WILLOW AVE, HALF MOON BAY, CA 94019-1758
Document Number	0000020600
Map Reference	MB 3 PG 94
Instrument Date	Jan 25, 2021
Instrument	2021-020600
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 279, SAN CARLOS, CA 94070-0279

Mortgage

Document Number	0000020601
Date	Feb 8, 2021
Instrument	2021-020601

Lender

Name	PROVIDENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2031
Change Frequency	10 Years
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	10-Year TN
Max Rate	8.87%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 27, 2018
Property Address	474 WILLOW AVE, HALF MOON BAY, CA 94019-1758
Document Number	0000032421
Instrument Date	Feb 23, 2018
Instrument	32421
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7625 GUADALUPE ST #905 AUSTIN TX 78752, 905, AUSTIN, TX 78752

Tax Assessment & Valuation

The 2025 property tax bill for 474 Willow Ave was $20,582.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,425,000 (+1.79%) Land $1,003,000 Building $422,000
2025	$20,582.00	$1,400,000 Land $985,000 Building $415,000
2023	$19,179.00 (+3.29%)	$1,404,540 Land $988,380 Building $416,160
2022	$18,569.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 474 Willow Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 Willow Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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