Clay County property record for 474 White Pine Dr, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,156 sqft · built 2004 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $826 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 557100045635 |
| Primary APN | 557100045635 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,156 sqft Heated Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 43,996 sqft (1.01 acres) |
| Account Number | 1967301 |
|---|---|
| Street Address | 474 WHITE PINE DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-9418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11B WHITE PINE RIDGE |
| Legal Subdivision | WHITE PINE RIDGE DEVELOPMENT |
| Legal Lot Number | 11B |
| Jurisdiction | CLAY NC |
| Township / Civil Division | TUSQUITTEE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950102 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3937 WESTMINSTER DR, SARASOTA, FL 34241-5854 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 474 WHITE PINE DR, HAYESVILLE, NC 28904-9418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | Q15/3 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | Q15/3 |
| Instrument | 2020003037 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2030 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $826.00 (+4.82%) | $234,500 (+60.18%) Land $37,500 Building $197,000 | $234,500 (+60.18%) Land $37,500 Building $197,000 |
| 2025 | $788.00 (+17.09%) | $146,400 (-) Land $37,500 Building $108,900 | $146,400 (-) Land $37,500 Building $108,900 |
| 2023 | $673.00 | $146,400 Land $37,500 Building $108,900 | $146,400 Land $37,500 Building $108,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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