474 W 16th St, Dubuque, IA 52001 Property Records

Dubuque County property record for 474 W 16th St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,404 sqft · built 1926
Lot Size	0.127 acres (5,537 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Aug 2023)
Tax Bill	$2,378 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-333-001`

Property Details

APN / Parcel Number

Primary APN	`10-24-333-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	936 sqft
Attic Area	421 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1926
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	5,537 sqft (0.127 acres)
Lot Dimensions	113 ft deep x 49 ft wide
Porch	Enclosed Porch
Porch Area	273 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	474 W 16TH ST
City	DUBUQUE
State	IA
Zip	52001-0303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 11 MORGANS SUB
Legal Subdivision	LINCOLN
Legal Lot Number	11
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1001
Census Tract	701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Eleventh Street Historic District listed 2004 · 223 contributing resources · NRIS 04000814

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	474 W 16TH ST, DUBUQUE, IA 52001-0303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Dec 1, 2009 · Amount on Record
Deed Document Number	2023-00007861
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 17, 2023
Property Address	474 W 16TH ST, DUBUQUE, IA 52001-0303
Document Number	0000007861
Instrument Date	Aug 11, 2023
Instrument	2023-00007861
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	474 W 16TH ST, DUBUQUE, IA 52001-0303

Mortgage

Document Number	0000007862
Date	Aug 17, 2023
Instrument	2023-00007862

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	474 W 16TH ST, DUBUQUE, IA 52001-0303
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003150
Date	Mar 16, 2020
Instrument	2020-00003150

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,700 (+27.89%) Land $21,700 Building $170,000	$191,700 (+27.89%) Land $21,700 Building $170,000
2024	$2,378.00 (+14.88%)
2023		$149,900 (+24.9%) Land $20,400 Building $129,500	$149,900 (+24.9%) Land $20,400 Building $129,500
2022	$2,070.00 Homeowner's exemption	$120,020 Land $15,290 Building $104,730
2021			$120,020 Land $15,290 Building $104,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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