474 Strafer St, Cincinnati, OH 45226 Property Records

Hamilton County property record for 474 Strafer St, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,814 sqft · built 2013
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Oct 2025)
Tax Bill	$4,764 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-0006-0244-00`

Property Details

APN / Parcel Number

Primary APN	`028-0006-0244-00`
Alternative APN	`200953323`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,814 sqft Living Area
Gross Area	4,096 sqft
1st Floor Area	1,016 sqft
2nd Floor Area	1,048 sqft
Basement Area	2,032 sqft
Finished Basement	750 sqft
Unfinished Basement	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	2,614 sqft (0.06 acres)
Lot Width	26 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	474 STRAFER ST
City	CINCINNATI
State	OH
Zip	45226-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	SS STRAFER ST 0.060 ACLOT 2 COTTAGE HILL SUBPHASE II
Legal Subdivision	COTTAGE HILL SUBPHASE II
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2011
Census Tract	4703

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	474 STRAFER ST, CINCINNATI, OH 45226-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 3, 2017	Warranty Deed, Transfer · ARM FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	202583732
Deed Book / Page	15531 / 949
Prior Transfer Date	Jul 18, 2024
Prior Transfer Doc	0000051436
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 28, 2025
Property Address	474 STRAFER ST, CINCINNATI, OH 45226-1112
Document Number	0000083732
Book / Page	15531 / 949
Map Reference	MB 401 PG 30
Instrument Date	Oct 20, 2025
Instrument	2025-0083732
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LTOC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	474 STRAFER ST, CINCINNATI, OH 45226-1112

Mortgage

Document Number	0000083733
Date	Oct 28, 2025
Instrument	2025-0083733

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 21, 2022
Property Address	474 STRAFER ST, CINCINNATI, OH 45226-1112
Document Number	0000007818
Book / Page	14588 / 1473
Map Reference	MB 401 PG 30-32
Instrument Date	Jan 14, 2022
Instrument	2022-0007818
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000007819
Date	Jan 21, 2022
Instrument	2022-0007819

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 3, 2017
Property Address	474 STRAFER ST, CINCINNATI, OH 45226-1112
Document Number	0000000071
Map Reference	MB 401 PG 30-32
Instrument Date	Jul 26, 2017
Instrument	17-0070071
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	474 SRAFER ST, CINCINNATI, OH 45226-1112

Mortgage

Document Number	0000000072
Date	Aug 3, 2017
Instrument	17-0070072

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,764.00 (+3.12%)	$236,250 (-) Land $77,420 Building $158,830	$675,000 (-) Land $221,200 Building $453,800
2024	$4,620.00 (-2.2%)	$236,250 (-) Land $77,420 Building $158,830
2023	$4,724.00 (+119.93%)	$236,250 (+12.5%) Land $77,420 Building $158,830	$675,000 (+12.5%) Land $221,200 Building $453,800
2022	$2,148.00 Homeowner's exemption	$210,000 Land $31,521 Building $178,479
2020			$600,000 Land $90,060 Building $509,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Strafer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures