474 Stephen Cir, Ephrata, PA 17522 Property Records

Lancaster County property record for 474 Stephen Cir, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,550 sqft · built 1985
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$3,912 (2025)
Deeds & Mortgages	Oct 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`260-50743-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-50743-0-0000`
Alternative APN	`2607M8 10 15`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	2,972 sqft
1st Floor Area	1,108 sqft
Upper Floors Area	442 sqft
Basement Area	884 sqft
Game Room	Game Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	230 sqft
Deck Area	84 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	474 STEPHEN CIR
City	EPHRATA
State	PA
Zip	17522-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	474 STEPHEN CIR
Legal Lot Number	15
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	3
Census Block	3020
Census Tract	12200

Owner

Source: Lancaster County records · APN 260-50743-0-0000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	474 STEPHEN CIR, EPHRATA, PA 17522-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 15, 2024
Transfer Doc	20246803881
Record Updated	Sep 20, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER PA
Recording Date	Oct 17, 2024
Property Address	474 STEPHEN CIR, EPHRATA, PA 17522-2817
Document Number	20246803881
Map Reference	MB J-136 PG 94
Instrument Date	Oct 15, 2024
Instrument	20246803881
Transaction Type	Transfer
Record Updated	Apr 07, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 STEPHEN CIR, EPHRATA, PA 17522-2817

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,500 (-) Land $39,200 Building $120,300	$159,500 (-) Land $39,200 Building $120,300
2025	$3,912.00 (+2.3%) Homeowner's exemption	$159,500 (-) Land $39,200 Building $120,300	$159,500 (-) Land $39,200 Building $120,300
2024	$3,824.00	$159,500 Land $39,200 Building $120,300
2018			$159,500 Land $39,200 Building $120,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pencor Services Fiber · Cable in parts of the area	2,000 / 2,000
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Upward Broadband, Verizon.

Based on FCC filings for 369 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.