474 Spring St, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 474 Spring St, Mount Sterling, KY 40353

Property Summary

Property Type	Duplex
Details	1,824 sqft · built 1999
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$9,000 (Nov 1998)
Tax Bill	$741 (2025)
Flood Zone	Zone X (minimal risk)
APN	`23M-30-15-021.00`

Property Details

APN / Parcel Number

Primary APN	`23M-30-15-021.00`
Alternative APN	`14008`

Interior

Stories	1 Story
Building Area	1,824 sqft Total Area
Basement Area	1,824 sqft
Finished Basement	1,824 sqft

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	14008
Street Address	474 SPRING ST
City	MOUNT STERLING
State	KY
Zip	40353-1535
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SPRING ST .198 AC LOT & DUPLEX
Jurisdiction	MONTGOMERY KY
Township / Civil Division	MOUNT STERLING
Census Block Group	1
Census Block	1007
Census Tract	920302

Owner

Source: Montgomery County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5060 STEPSTONE RD, OWINGSVILLE, KY 40360-7019
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1998 · Amount on Record
Deed Sale	Nov 1, 1998 · Amount on Record
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Montgomery County
Municipality	Mount Sterling City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$741.00 (+0.82%)	$75,000 (-)	$75,000 (-)
2023	$735.00	$75,000	$75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20